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Life Insurance

The Georgia Bankers Association Insurance Trust, Inc. offers a wide variety of medical insurance plans for our members.  Life insurance is an added benefit most members also choose.

The life insurance benefit is based on the annual earnings of the employee.  In addition to the life benefit, an employee also has accidental death and dismemberment in an amount equal to their life insurance coverage.  Dependents are eligible to be insured for life insurance on the same date the employee is insured.

All Eligible Employees


Life Schedule I

One (1) times salary

Life Schedule II*


Life Schedule III*


Life Schedule IV*

Two (2) times salary

Life Schedule V*


Life Schedule VI*

2 1/2 times salary

Life Schedule VII*


Other Schedules of Life Insurance* ($350,000 maximum)

Dependent Life Benefits on All Life Schedules

Spouse & Child(ren)

Dependents over 14 days through age 26

$ 2,000

Employees who cover their dependents under the basic dependent life program can buy an additional $8,000 on each eligible dependent for $3.40 per month per family unit.

*All principal amounts of life insurance for each eligible employee have an equal corresponding amount of accidental death and dismemberment coverage. The AD&D coverage does not apply to retiree or dependent life amounts.

This is a summary and not a contract. Please refer to your medical insurance certificate booklet for complete benefit details.

Questions?  Email the Webmaster



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