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Regional Resources

These are other organizations that are committed to serving specific small business needs or focusing on specific regions of the state.

Access To Capital for Entrepreneurs  (ACE)
Access To Capital for Entrepreneurs (ACE) provides small business loans, financial education programs, coaching and business connections. ACE is a leading provider of Georgia Green Loans. With a Georgia Green Loan, small businesses can start or expand an eco-friendly product or service or "green" an existing business.

Albany Community Together
Albany Community Together, Inc. (ACT!) is a US Small Business Administrationís Micro Loan Intermediary and certified community development financial institution (CDFI).  ACT! provides small business loans to businesses and business owners in the metropolitan Albany area and surrounding counties including Baker, Calhoun, Colquitt, Decatur, Dougherty, Early, Grady, Lee, Miller, Mitchell, Seminole, Terrell, Thomas and Worth.

CSRA Business Lending
The Central Savannah River Authority (CSRA) Business Lending is a non-profit corporation licensed to participate in the SBA-504 program by the U.S. Small Business Administration (SBA).  In addition, CSRA Business Lending also provides loans through its revolving loan funds for businesses located within the corporations' service region.

The Georgia SBDC Network
Georgia Small Business Development Center (SBDC) Network provides training, technical assistance, and research to help entrepreneurs improve their chances for success. The Georgia SBDC Network is a collaboration of the University of Georgia, Georgia State University, Kennesaw State University, Clayton State University, Georgia Southern University, Valdosta State University, the University of West Georgia, and the U.S. Small Business Administration.

Georgia State Small Business Credit Initiative
The Georgia Department of Community Affairs is  implementing three programs to distribute about $48 million to private lenders to increase access to credit for small businesses. The three Georgia programs are the Georgia Capital Access Program (GCAP, $10 million), the Small Business Credit Guarantee program (SBCG, $17.8 million), and the Georgia Funding for Community Development Financial Institutions program (GA Funding for CDFIs, $20 million). Georgia State Small Business Credit Initiative website link.

Small Business Assistance Corporation (Savannah area)
The Small Business Assistance Corporation (SBAC) is a specialized, non-profit business development organization licensed by the U. S. Small Business Administration (SBA). Supported by the City of Savannah and the U.S. Department of Housing and Urban Development the SBAC promotes economic growth. The SBAC prioritizes service to women and minority owned business persons throughout the City of Savannah and the region.

USDA Business & Industry Guaranteed Loan Program

USDA's Business & Industry (B&I) Guaranteed Loan Program is meant to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. For more information about the program, click here.

USDA Farm Service Agency (FSA) Farm Loan Programs
The USDA Farm Service Agency (FSA) makes direct and guaranteed farm ownership and operating loans  to family-size farmers and ranchers who cannot obtain commercial credit from a bank, Farm Credit System institution, or other lender. FSA loans can be used to purchase land, livestock, equipment, feed, seed, and supplies. Our loans can also be used to construct buildings or make farm improvements. Direct Conservation Loans (CLs) can be obtained through local FSA offices with loan limits up to $300,000. Guaranteed CLs up to $1,112,000 are available from lenders working with FSA.

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