July 6, 2018         

GBA’s New Fiscal Year Off to a Fast Start
July 1 was the official start date for GBA’s new fiscal year and we’re hitting the ground running. We’re unpacking the boxes from the recent annual meeting where 369 members gathered and repacking those boxes for the upcoming Leadership Conference where another 272 are registered - that’s 641 people we’ll see within 30 days - thank you for that great support! Almost all the volunteer slots are filled for our committees, task forces and boards - 305 in all. The GBA Board will be ably led by our new chairman John Hall, president and CEO of American Pride Bank, Macon. The GBA Insurance Trust board is meeting next week to select their new officers for the coming year to oversee that program that’s so important to the 25,000 members and their families covered by the trust. And the GBA Retirement Services board is about to announce the latest member bank that has voted to move their retirement plan to us. “As we enter our 126th year of service to Georgia bankers, our Board, volunteers and staff are energized about what lies ahead. We’re able to do what we do here at the Georgia Bankers Association because of the great support from almost every bank doing business in Georgia. Thank you for that investment in money, time and resources,” said GBA president and CEO Joe Brannen. Click here for more highlights…
Clark
Personal Appeal - Georgia Bankers Serving their Communities
The July issue of Georgia Trend magazine is out and includes their annual article on community banking. It’s no surprise the theme running throughout the piece focuses on the personal nature of relationships. The member bankers contributing to the article did a great job telling their story about how they go about serving their community one customer at a time. Former Leadership GBA president, Parrish Clark, president and CEO of Guardian Bank, Valdosta, said, “In a community bank, the decision-maker is sitting across the desk from you…people want bankers to know their names and show appreciation for their business.” Click here to see what the others said and read the full article…
Industry Update to Kick Off Blockbuster Leadership Conference July 16-19
With nearly 275 bankers, Associate Members and their families registered, and a fully-booked exhibit space at the Ponte Vedra Inn & Club, Leadership GBA’s 2018 Leadership Conference is going to be a can’t-miss event. There's no better place to learn from the experts about topics that will help make you and your bank successful and strengthen your network of peers. GBA president and CEO Joe Brannen and senior vice president David Oliver will kick off the conference this year with The 411 on All Things Georgia Banking, a look at the big picture for Georgia’s banks including the latest statewide trends, facts and figures, as well as the most up-to-date legislative and regulatory developments. See the complete agenda here. There is still time to register by clicking here, but don't wait much longer!
Comp & Benefits Survey Deadline Extended
You’ve still got time to submit data for the 2018 GBA Compensation and Benefits Survey. We’ve extended the deadline to July 16. Important: You only need to fill in data about jobs at your bank. We survey for a big list of jobs bankers have requested over the years, but realize that not all banks have as many staff members or diverse job titles and descriptions. It’s perfectly OK to focus only on those relevant to your particular institution. Participants save money on the results reports, which are only $150 for banks that provide data for the Salary and Non-Salary components. Access information and passwords have been emailed to CEOs and human resources contacts. Access the survey website here. Please contact Rhonda Snyder of Mathews Young if you did not get it.
Growth Through Change - GBA Women in Banking Conference Aug. 22-24
At this year’s Women in Banking Conference, Aug. 22-24, Transformational Life Coach and Women’s Circle Leader Natalie Biniasz will join us to help us examine the way we relate to change. Says Biniasz, “how we relate to change is key to living our most fulfilling lives.” Biniasz will talk about the mechanics of change and share techniques and tools to cultivate resiliency and gracefully navigate the changes of our lives. Don’t miss this and many other exceptional sessions tailored specifically to women bankers. The conference will be held at Legacy Lodge on Lake Lanier Islands. For a detailed agenda, hotel information, and to register online, click here
Compliance Juris Master Degree Program Deadline July 31
Compliance pros looking for an advanced degree have a great new resource through our partnership with the Florida Bankers Association (FBA) and Florida State University College of Law. The Juris Master program is offered entirely online and takes about 18 months to complete (depending on course load). This strengthens GBA’s already comprehensive suite of compliance-related professional development programs. The application deadline for enrollment in the fall 2018 program is July 31. Apply here. If you have questions or would like to speak to an advisor at the FSU College of Law, please contact Anna Shum, Asst. Director for Special Programs & Enrollment, FSU College of Law, 850.645.0925. Get more details here...
Fed Report Explores Ways to Bridge Workforce Skills Gap in Southern States
Some southern states trying to adapt to a new U.S. economy, in which most jobs require training beyond high school, are coming up short according to a new report from the Atlanta Fed’s Center for Workforce and Economic Opportunity, the St. Louis Fed, and the National Skills Coalition. The report discusses some of the unique demographic and economic characteristics of the South, such as an economy that was once built on low-skill industries, as well as existing barriers that prevent people from working, training for middle-skill jobs, or advancing their careers. However there are some good examples of programs in some states that are already working to address the skills gap, including the Georgia High Demand Career Initiative that provides grant funding to build regional, employer-centered sector partnerships. Click here to read the full report…
Deadline to Order Georgia Peanut Bank Week Supplies is Aug. 15
GBA and our friends at the Georgia Peanut Commission (GPC) want to remind everyone that the deadline to submit orders for Georgia Peanut Bank Week supplies is Aug. 15. Georgia Peanut Bank Week is scheduled Oct. 15-19. If you have any questions about Georgia Peanut Bank Week or placing your bank’s order, please contact GPC’s Whitney Brannen, 229.386.3470. Click here to download an order form…
Fiduciary Responsibilities are Tricky - Are you Protected?
Most 401(k) plan sponsors would prefer not to hold personal fiduciary responsibility for their plan, but the fact is, if you are sponsoring a 401(k) plan, you are a fiduciary of the plan. That can be a daunting role, as most typically don’t have the expertise to make prudent investment decisions required for the plan. However, GBA Retirement Services (GBARS) can relieve you of a large portion of these responsibilities by thoroughly evaluating and selecting an independent discretionary trustee that has full legal and fiduciary responsibilities for the investment of plan assets. GBA Retirement Services is pleased to partner with Unified Trust to offer fully qualified fiduciary management of plan assets. Click here to learn more about GBARS and Unified Trust…
GBA-U Seminars
Save the Date for GBA-U Seminars

Check out our lineup of timely and informative seminars being offered in August and September. See below for the schedule of upcoming GBA-U seminars:
Registration is $250 per person ($275 per person within one week of the seminar date). With questions, please contact GBA's Jenna Lynn Warner, 404.420.2035.
2018 GBA Compliance Conference Scheduled Sept. 12-14
GBA’s annual Compliance Conference is the perfect place for you to learn about the latest regulatory guidance and best practices in the compliance arena. This year the conference will again devote a full day to compliance risk management and a day-and-a-half to loan compliance. Sessions will include a regulatory update from Washington, Bank Secrecy Act Regulatory Update, Human Trafficking and Payments, Elder Abuse, Creating a Compliance Management System, CRA, Fair Lending, and TRID. Click here to register online and see hotel information. A complete agenda will be available soon. If you have questions, contact GBA’s Alison Moreau, 404.420.2034.
Online Classes - July & August
Money and Banking, Accounting and Marketing

ABA facilitated online courses feature an online learning community with fellow students, instructor guidance and feedback. For more information, contact Alison Moreau, 404.420.2034. Click here for a list of all ABA offerings. There are nine courses scheduled to begin in July and August...
Fill a Job, Find a Job with the GBA Job Bank
The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA's Bo Brannen at 404.420.2014.
Save Big on Office Supplies with Office Depot Program
Join a growing number of GBA member banks, Associate Members, Bank Counsel Section members and employees of those companies that are saving big on their office supplies by participating in the GBA Office Depot Group Purchasing Program. Get discounts up to 80 percent off MSLP on a core list of 800+ frequently ordered, deeply discounted products featuring many high use commodity items. Plus, choose 75 additional items customized to your company that will get steep discounts. There’s no cost to sign up, and as an Office Depot customer you will have access to Office Depot's exclusive Business Services Division website, strategic brand name partnerships, multi-billion dollar buying power and ease in economizing your operations. Enjoy customer service from Office Depot that is unmatched in the industry. For more information, please contact GBA’s Bo Brannen, 404.420.2014.
Webinar: What to Look for in a Debit Card Program for Your Bank
Join Discover Debit's Richard Green for an upcoming webinar about the review and analysis process of selecting the debit card program that's right for your bank. Running a bank is a full-time job, and letting an existing signature debit network contract simply roll over can seem like the right thing to do. However, a closer look might prove otherwise. Click here for dates and registration details...
Click the image to learn more
GBA Community Connections
We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Bo Brannen and David Oliver, or if your company would like to sponsor this content, let us know. Here's our latest installment...
NorthSide Bank
Colony Bank
Sands
Buchanan
Tumlin
Stipe
Read All About It: Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.