June 22, 2018        

John Hall onstage at GBA's Annual Meeting
Hall Installed as 129th GBA Chairman
John F. Hall took the helm of the GBA as its 129th Chairman during GBA’s Annual Meeting this week. A fourth-generation banker, Hall is president and CEO of American Pride Bank in Macon. Hall shared how he’s been touched by stories of his dad helping customers in one way or another as a banker, and those stories have fueled his drive to serve. “It makes me proud of my Dad, and it certainly makes me a proud banker today. I love this industry and enjoy helping those in the communities we serve – that is what it is all about to me. It is my hope that I can use my passion for banking to help further our organization at a time when the economy is going strong and banks across Georgia are prospering,” he said. His priorities are to encourage service to the industry from more members, to oversee continued strength in GBA advocacy programs and to promote the stories how the Georgians who are bankers have a positive effect on their communities. Read his full remarks here…
Other officers and new board members were elected for the 2018-2019 year and installed during the meeting, as well. J. Charles Copeland, president and CEO of First National Bank of Griffin, is Chairman Elect, and Spencer N. Mullis, president and CEO of Morris Bank, Dublin, is Vice Chairman. Several new board members elected by their peers or appointed to At Large positions to begin their terms are:
  • Group 1: Maury Beasley, president and CEO, The Bank of Soperton
  • Group 5: David Coxon, president and CEO, Georgia Primary Bank, Atlanta
  • Group 7: Ford Thigpen, president and CEO, Westside Bank, Hiram
  • Group 9: Monty Watson, chairman and CEO, The Piedmont Bank, Norcross
  • At-Large: Tim Perry, president and CEO, Citizens Bank of Forsyth County, Cumming
  • At-Large: Cynthia Day, president and CEO, Citizens Trust Bank, Atlanta
Beginning a two-year term as Associate Member Representative to the Board is Ron Mitchell, Mauldin and Jenkins, Albany. Keith Anthony, Senior Vice President, Planters and Citizens Bank, Forsyth, and president of the Leadership GBA Executive Committee, is that group’s representative.
Palmer Proctor onstage at GBA's Annual Meeting
Proctor Summarizes Successful GBA Year
GBA’s 125th year saw a lot of highlights for the industry and association, and the association is on solid footing as it heads into the future, said GBA Chairman Palmer Proctor in his State of the Association address at the GBA Annual Meeting. “So, if someone out there were to twist my arm and make me use three words to sum up GBA’s year and value to members, those words would be as follows. Effective. We get done what needs to be done for our industry and members. Active. The bankers and banks that are members truly make the most out of the investment in our collective success. And finally, enduring. …We’re on solid ground as an industry and organization, with many bright days ahead,” he said. Read his full remarks here…
Annual Meeting Time of Celebration and Reflection
More than 350 members and guests gathered for the 126th annual meeting this week continuing the tradition of celebrating the successes of the past and reflecting on the future. The combination of great program content with ample time for renewing old acquaintances and making new friends made the event a huge success. Click here for more highlights and photos...
We were excited to recognize Susie at Annual Meeting
Susie McGehee Recognized for Service
GBA’s longtime senior vice president of professional development, Susie McGehee, will be retiring from the association at the end of the month. For almost 19 years, Susie has been the face of the GBA’s educational program and has helped prepare thousands of Georgia bankers for career success. At the annual meeting, Susie was recognized by Chairman Palmer Proctor, president and CEO of Fidelity Bank, who said in part...
Welcome New Associate Members!
The GBA Board of Directors this week approved three new Associate Member companies for GBA. Please get to know these new organizations and thank them for their support of GBA. You can get information on all of GBA’s Associate Members by using the Associate Member search function on our website. Please give these members an opportunity to earn your business if you have a product or service need that they provide.
  • Bank Marketing Center – Atlanta: New GBA Strategic Partner. Web-based advertising and marketing platform with easy-to-use, high-quality, customizable marketing materials. Contact: Neil Reynolds, President

  • Choice Payroll d/b/a Thread – Alpharetta: Human Capital Management solution for time, benefits, payroll, HR, reporting and compliance. Contact: Brandon Holliday, HCM Consultant

  • Finosec – Alpharetta: IT, computer security and IT compliance. Contact: Zach Duke, President
50-Year Bankers Honored
One of the favorite traditions of the GBA Annual Meeting is to honor Georgia bankers who have dedicated 50 years or more of their careers to the banking industry. Click here to see the lifelong bankers we recognized this year. Thank you for your service!
GBA Insurance Trust Elects Directors
The GBA Insurance Trust held its annual business meeting June 18 and elected three directors. The following bankers were elected by their peers to serve a three-year term, expiring in 2021:
  • Chris Edwards, United Bank, Zebulon
  • Jud Vann, Planters and Citizens Bank, Camilla
  • Andy Williams, United Community Bank, Blairsville.
Ed Hortman, CEO of Ameris Bank and chairman of the GBA Insurance Trust, also provided a summary of the Insurance Trust’s activities in the past year. Highlights were...
GBA Annual Leadership Conference
Where you Get the Ideal Combo of Learning, Networking and Family Fun

Is someone from your bank registered to attend this year’s Leadership Conference? If not, they should be! Coming up July 16-19 at the Ponte Vedra Inn & Club near Jacksonville, FL, the GBA Leadership Conference draws a big crowd of young career bankers and their families from around our state. The in-depth programs, laid-back atmosphere makes it a favorite event on our calendar. And because the event is family friendly, the kids and other family members develop relationships that last for years to come, too. Join this special group at this special place. Click here to see the detailed agenda, reserve your spot, and to book your room. The early registration deadline ends June 30. Contact GBA’s Kathy Friestad with questions, 404.420.2024.
Salary Survey Reminder – Deadline Looming
There are only a few days left to submit responses for the 2018 GBA Compensation and Benefits Survey. We’d like all Georgia banks to participate, if at all possible, so that you and your peers have the most comprehensive overview of the Georgia market available. Results are only $150 for banks that provide data for the Salary and Non-Salary components. The response due date is June 29, 2018, so don’t delay if you have not already submitted your data. Access information and passwords have been emailed to CEOs and human resources contacts. Please contact David Oliver if you did not get it.
Last call! Identifying Human Trafficking for Financial Institutions Webinar – June 27, 2:30 p.m.
Human trafficking is devastating for the victims but low-risk for the criminals, whose activities are largely hidden from view. To disrupt it, law enforcement is turning to some unlikely new partners—financial institutions. Find out how your bank can make a difference by attending the Identifying Human Trafficking for Financial Institutions webinar June 27 at 2:30 p.m. EST. You may also purchase the webinar recording for $150 or both the live webinar and the recording for $200. Click here to register online. With questions, please contact GBA’s Katina Prokos at 404.420.2021.
New Nominee for CFPB Director
News broke earlier this week that Kathy Kraninger will be the nominee to be permanent director of the CFPB. Kraninger is a top aide at the Office of Management and Budget. She’s also done tours as a senator’s staff member and at the Department of Homeland Security. She’ll replace Acting Director, Mick Mulvaney, who will continue to serve until Kraninger is confirmed by the Senate.
Flood Insurance Workshops for Hart and Lincoln Counties June 28
Using the most current data and the latest modeling and digital mapping technologies, the Georgia Department of Natural Resources (GA DNR) in coordination with FEMA has released preliminary Flood Insurance Rate Maps depicting the current flood risks for portions of Hart and Lincoln Counties. Local officials in Hart and Lincoln Counties have partnered with GA DNR to hold an Insurance Workshop to cover the changes. The workshop is June 28 from 9:30-11:30 a.m. at the Hart County Agro-Science Center, 1951 Bowman Hwy, Hartwell GA. 30643. Register here...
Auction Method Effective Way to Sell Bank Branches
Banking Exchange noted in late March that during the previous 12 months, U.S. banks and thrifts had shut down a net 2,026 branches. Of those, almost 29 percent were in the Southeast. Banks looking to sell or buy branch locations may benefit through the auction process, explains John Dixon of GBA Associate Member John Dixon and Associates. Read four reasons why…
Fill a Job, Find a Job with the GBA Job Bank
The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA's Bo Brannen at 404.420.2014.
Webinar: What to Look for in a Debit Card Program for Your Bank
Join Discover Debit's Richard Green for an upcoming webinar about the review and analysis process of selecting the debit card program that's right for your bank. Running a bank is a full-time job, and letting an existing signature debit network contract simply roll over can seem like the right thing to do. However, a closer look might prove otherwise. Click here for dates and registration details...
Does Your Overdraft Strategy Pass the Quality Service Test?
A fully disclosed overdraft solution best conveys a consumer-focused philosophy which also expands your institution’s ability to provide exceptional service and increase non-interest income. When evaluating your strategy, here are a few important considerations to keep in mind:
  1. An in-depth training program around implementation and best practices is employed to ensure all frontline staff understand the value the service provides for account holders. It will not only improve their confidence in how to explain the program, it will have a significant impact on program use and service quality.

  2. Fully compliant messaging in all communications materials is used to keep program users informed about their account status. For your account holders, this will reinforce how they can use overdraft services responsibly. It is also an effective way to educate them about other products and services you provide for monitoring their account balance.

  3. Up-to-date analytics and tracking software are in place to help you keep track of program usage and monitor non-interest income earnings potential.
For more information, contact Waid Thompson, 888.345.8639.
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Willis, Turner, Moore and McCard
Read All About It: Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.