Jan. 10, 2020

Duncan and Ligon

Lt. Gov. Duncan, Sen. Ligon added to Legislative/Economic Forum Lineup

We continue to add key voices to the lineup for our 2020 advocacy kickoff event next week. Lt. Gov. Geoff Duncan and state Sen. William Ligon (R-Brunswick), who is chairman of the Senate Banking and Financial Institutions Committee, have confirmed they’ll address attendees at the Legislative/Economic Forum. They join invited guest Gov. Kemp, Banking Commissioner Kevin Hagler, economist Jeffrey Dorfman and national political strategist John Ashford on the agenda. Find out more about why you should join us here.

Advocacy about How Banks Serve Rural Markets in Spotlight

The January/February issue of James Magazine includes an article from GBA President and CEO Joe Brannen that highlights how Georgia banks and their partners serve rural markets. The article is timely to inform legislators looking to develop initiatives to help families and businesses in non-metro communities prosper. "Key to that prosperity is access to traditional banks where local deposits are put to work in the form of loans to individuals, families and businesses. The good news is that there’s already a strong rural-banking infrastructure and history of success in Georgia," Brannen said in the article. Access the full article and more info here.

GBA Retirement Services Welcomes New Members

GBA Retirement Services, Inc. is excited to welcome its newest member to the GBA Master Trust: Bank of Soperton, Maury Beasley, CEO. It has been a pleasure working with and getting to know the employees of the bank. GBA staff also recently visited and helped enroll newly eligible employees at Tandem Bank, Tucker, Charles Dewitt, CEO. Tandem Bank started a plan in October 2019, but is now fully staffed and excited to offer 401(k) benefits to all of its employees. We look forward to providing outstanding service to both of these banks and their employees in the years to come. Read more here about the advantages of being part of the GBA Master Trust.

GBA Member Profile
Lessons from KFC and Hanging 10 With Spence Mullis

With our big advocacy event coming up next week, it’s a good time to get to know our GBA Chairman-Elect and Chair of our Public Affairs Committee a little better. Morris Bank President and CEO Spence Mullis says hard work and treating everyone with respect are two lessons he learned from his first job, which was at Kentucky Fried Chicken. Those values still are in play every day for Mullis. Find out more about Mullis here, including his views on banking’s future, the value of GBA involvement and a surprising skill/pastime he used to have.
Related: Click here to register for next week's Legislative/Economic Forum.

New Driver’s License/ID Design in Production Statewide

If you and your teams are seeing customers present ID cards with unusual black and white photos, you're probably seeing the newest form of official Georgia driver's licenses and ID cards. The Georgia Department of Drivers Services has completed its implementation of a new production system and design for driver’s licenses and ID cards. Your customers may be presenting cards with the new designs already or will be upon renewing expiring cards. The black-and-white photos are among a number of unique new security features, the agency said. Here’s a look at the various forms of new licenses and cards. Please share with your teams.

Get Fired up and Support the GBA State BankPAC at Feb. 6 Sporting Clays Tournament

Entertain customers and prospects, reward high performers with an afternoon of fun, build strong peer relationships and raise money to support industry advocacy by taking part in the third-annual GBA BankPAC Sporting Clays Tournament. The Leadership GBA’s Board of Directors hosts this annual event in support of GBA’s state BankPAC. The event is Feb. 6 at Old Hudson Plantation in Sparta. More details and registration info here.

Only Six Exhibitor Spots Remain for Ops/Tech Conference

Associate Members that have significant products and services in the operations and technology area will want to exhibit at the 2020 GBA Operations and Technology Conference Feb. 26-28 at the King and Prince on St. Simons Island. This is our biggest event for exhibitors, so don’t miss out. Here’s a link to the details and registration form.

Related: Ops/Tech Session Spotlight
The Intelligent Payments Experience: How Banks Can Win the Payments Race

We are excited to have Virginia Heyburn, vice president of strategy with Fiserv, back as a speaker at GBA’s 2020 Operations and Technology Conference, Feb. 26-28, at The King and Prince Hotel, St. Simons Island. In today’s environment where people want all types of payments to be fast, simple and secure, Heyburn will discuss the transformation of payment experiences over the next five years and what to expect in banks’ payments strategies. See the other sessions on the agenda and get more info here.

Fed Chimes in on CRA Modernization

Stating the desire to work toward a common set of interagency standards, the Federal Reserve this week outlined its ideas for CRA reform. Federal Reserve Governor Lael Brainard, the agency’s point person for the Community Reinvestment Act modernization process, outlined the Fed’s ideas in a speech at the Urban Institute. A key difference in the Fed’s approach from the formal proposal from the OCC and FDIC is that it would have two tests for measuring performance – one for retail lending for all banks and a separate test for community development activities applicable to larger banks, wholesale banks and limited-purpose banks. Access her remarks and more info here.

Check Fraud Alert Reported by Traders & Farmers Bank in Haleyville, AL

Our colleagues at the Alabama Bankers Association made us aware of fraudulent check activity reported by Traders & Farmers Bank in Haleyville, AL, late last week. A bank customer bought an official check and allegedly sent an image of it to a counterfeiter in Virginia, who created fraudulent copies. The bank has received calls from several states around the country trying to verify funds. Click here to see an image of one of the fraudulent checks. If your bank receives any suspicious-looking checks from Traders & Farmers Bank, Haleyville, AL, please contact Bret Whiteside at 205.486.5263 ext. 215.

Crime and Punishment
Hickey Gets Five-Year, Four-Month Sentence

A serial bank robber has been sentenced for a series of bank robberies in north Georgia and Alabama dating back to 2016. Garrett Storm Hickey was sentenced to five years, four months in prison, with credit for time served, to be followed by three years of supervised release, and ordered to pay restitution in the amount of $4,200. Hickey was convicted on these charges on Oct. 15, 2019, after he pleaded guilty. Read the details here.

GBA Schools
Optimal Ways to Invest in Your Talent

Our two premier career-building schools for bankers are coming up in early May, and there are several reasons you should consider attending as an investment in your career or encouraging an up-and-coming banker to attend:
  • Builds bank bench strength
  • Signals confidence in the employee and motivates him or her
  • Enhances loyalty
  • Puts bankers in control of their careers.
Here are the details for the upcoming Georgia Banking School and GBA Compliance School you need to take action and invest in yourself and your bank.

Annual Meeting
Register Now and Start Planning for Bermuda!

Registration is open for the GBA 2020 Annual Meeting, June 14-16, at the Fairmont Southampton in Bermuda. Bank executive teams, directors, strategic partners, associate members, Bank Counsel Section Members, Bank Accountant Section Members, and your families are encouraged to attend! Need a little intel on Bermuda? Click here for a brief, very cool video. Here’s what you need to know right now. Register yourself and your spouse/guest now, and stay tuned for info on registration for afternoon activities and evening events for family members. New this year - members must register for the meeting first to be eligible to reserve a room at the Fairmont. More details here.

Reserve Your Seat at the Analyzing Personal Cash Flow & Tax Returns Seminar Jan. 29

Back by popular demand, Mike Allen of Cadence Bank, a faculty member of the Georgia Banking School with more than 40 years of industry experience, will cover the A-Zs of how to analyze personal cash flow and personal tax returns. This program is designed for consumer lenders, commercial lenders and credit analysts/underwriters. The seminar will assist those bankers who originate consumer loans as well as commercial bankers and underwriters who want to get a clear picture of a guarantor's cash flow to aid in identifying the availability of excess personal cash flow that could be available to provide additional support to related borrowing requests. Through a combination of lecture and casework, participants will learn how to calculate sources and uses of personal cash flow and any remaining cash flow to support additional debt. To register, click here.

Unique, Localized Programming Set for South Georgia Community Bank Symposium March 3

Attention South Georgia bankers! The Georgia Bankers Association, along with the Langdale College of Business at Valdosta State University, will host the annual 2020 South Georgia Community Bank Symposium on March 3. This event will feature leading speakers who will focus on the many challenging issues facing the banking industry today. We’re planning a day of unique programming planned for bankers and directors. CEOs, CFOs, bank directors, senior lenders, senior retail bank managers and emerging leaders would all benefit from attending this event. Registration is only $159 per person. Click here to register. Contact GBA’s Jenna Lynn Warner, 404.420.2035, with questions.

Women in Banking Conference Coming Your Way in August!

Go ahead and get this on your planning calendar. The GBA Women in Banking Committee will host the 2020 GBA Women in Banking Conference Aug. 12-14 at Chateau Elan in Braselton. We’re back to a late summer date for this popular event, so watch upcoming e-Bulletins for a registration announcement and information about hotel reservations and sessions. Contact GBA’s Kathy Friestad with questions, 404.420.2024.

Time for an Insurance Program Review?
GBA Strategic Partner ABA Insurance Services is the Most Reliable Source of Insurance for Banks

If your bank is undergoing or considering a review of its business insurance programs, please keep in mind that GBA Strategic Partner ABA Insurance Services (ABAIS) is committed to serving and supporting banks by providing quality insurance and excellent customer service. We know you may have a local agent or broker you prefer to use, so the ABA Insurance program will work with your local agent to develop quotes for you. Check in with Pat Williams at ABA Insurance Services for more details. This unique bank-owned, banker-directed program has been supporting the banking industry for over 30 years. Contact Pat, 410.960.6878, with questions.

Have You Purchased Your Copy of the GBA New Guide to Bank Record Retention?

GBA is pleased to offer members its newest edition of the Guide to Bank Record Retention, featuring Bank Record Retention Quick Notes©, 5th Edition, by Carl Pry. This guide is intended to support the development of a complete and understandable record retention program at your bank. Record retention policies are required by regulators and essential for your customers if their bank records are subpoenaed. Additionally, we have included regulations from the Georgia Department of Banking and Finance's Final Rulemaking, adopted June 27, 2018, which contains changes to Chapter 80-10-1, Georgia’s state-specific retention requirements. The new guides are $99 + tax, s/h. To order, please contact GBA’s Bo Brannen.

Learn about Compliance, Coaching, Business Accounts and More with Upcoming Webinars

Here’s an informative lineup of webinars coming up in the next couple of weeks. Here are some of the topics.

Recruit, Retain and Develop the Best Bankers with GBA Career Solutions

GBA Job Bank - GBA will post open positions, free of charge, for GBA members. See the open positions in Georgia here. We will also post professional summaries for bank-job seekers on our Bankers Available page. To make the process easy and answer any questions, we've developed this
Q & A. Please contact Katina Prokos, 404.420.2021.
GBA Strategic Partner BankTalentHQ - The central feature of BankTalentHQ is its national bank-job board. Other key benefits include: resume search access, regional and national reach for your open positions, frequent special offers and custom sales/coaching programs. Visit BankTalentHQ to learn more. See the open positions in Georgia here, or search regionally or nationally here.
GBA’s Career Paths for Bankers™ - GBA’s Career Paths for Bankers™ is the most unique, organized and easy-to-use career development resource available for bankers and banks. GBA’s pioneering career development resource is unlike any other in the banking industry. Click here to start mapping your banking career today.
Why do people choose careers in banking? Whatever their talents, interests and educational background, there is a career in banking for them. Here are few good reasons to share with folks you know.
GBA Community Connections
We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Katina Prokos and David Oliver, or if your company would like to sponsor this content, let us know. Here's our latest installment...
Regions Bank
Bank of Dudley
Greater Community Bank
Read All About It: Send Us Your News
We want to share your news with your colleagues around the state. Please forward your announcements about promotions, new employees and special recognition your bank has received along with any available photos to GBA's David Oliver and Katina Prokos.