August 11, 2017      

GBA 125 Facts
Four Women Who Were Pioneers in Georgia Banking
The first female bank president in Georgia actually pre-dates the founding of the Georgia Bankers Association. In 1891, Sarah A. Turner became the first female bank president in the state when she started the Jefferson Banking Company. Turner was a farmer’s widow with two children when she started the bank, which eventually merged into banks that are now part of the Regions Bank franchise. The second female bank president was Elizabeth Blalock, who in 1934 became the president of Bank of Jonesboro. She led the bank for 18 years and is reported to have crocheted during discussions with loan customers to make them more comfortable discussing business with a woman. The first female teller in Georgia was Jessica Blount of Citizens and Southern National Bank. If you think your job expectations carry lots of stress, think about what bank President Mills B. Lane said to her upon her hiring in 1919: “Young lady, upon you depends the future of women as tellers in the C&S Bank.” Another female pioneer in Georgia banking was Mary Walker. She began her career as a bookkeeper at The National Bank of Walton County in Monroe in 1954 and became president of the bank in 1974. She was a champion amateur golfer who took up the game when she realized it could help her make business contacts for the bank. Walker served on the GBA Board, taught at the Georgia Banking School and was always involved with GBA’s state and federal legislative advocacy initiatives. Today, eight women serve as CEO of Georgia banks.
Blalock

Blount

Walker

Reminder – GBA Is Coming To You For Our 125th Anniversary
Excitement is building for GBA’s 125th Anniversary Member Meetings. We want to see YOU there! This is the only time your Association will turn 125 years old. It’s kind of like a total solar eclipse – a once-in-a-lifetime event! The lunchtime meetings will be from 11:30 a.m. to 2 p.m. and will recognize local GBA volunteers, feature a fun look back at GBA's first 125 years of service and an informative discussion on some plans we've put in place to ensure our members' success for the next 125 years. Registration is $45 per person. Click here to see all the dates, locations and to register. Not sure which meeting to attend? Click here to see a group map. With questions, please contact GBA’s Katina Prokos

GBA Chairman Palmer Proctor speaking in D.C.

Fed Follows Through on Updating Director Expectations
When we visited Washington D.C. in May with a group of member bankers, one of the items the Federal Reserve staff said was a priority was a review of guidance related to boards to clarify that directors are in an oversight capacity rather than having day-to-day management responsibilities. Last week, the Federal Reserve announced proposed guidance related to that review. The proposal has clarifications on the roles of boards and senior management teams for banks of all sizes. Click here for a quick summary and a link to the complete proposal here…

Chasteen Completes Georgia Bar Foundation Term
Bankers know the Georgia Bar Foundation as the entity to which the interest on lawyers trust accounts is remitted and is in turn used primarily to provide the indigent access to legal services. Longtime Colony Bank, Fitzgerald, board member the Hon. Robert Chasteen, Jr., just completed a year serving as President of the Foundation Board. At the last meeting, the members of the foundation Board of Trustees decided to wear a red bow tie or red ribbon as both a surprise and tribute to Judge Chasteen whose signature bow ties often sport University of Georgia logos. “Bobby Chasteen is the kind of public servant that gives public service a good name. He’s been elected by his peers to serve as president of the State Bar of Georgia, served as a county attorney and elected to his current position as a Superior Court Judge of the Cordele Judicial Circuit in 2004. It’s been an honor to serve on the foundation board with him for many years as well as to have him among the ranks of the outstanding men and women who serve on bank boards in our state,” said GBA president and CEO Joe Brannen

Georgia Bar Foundation Board Members (front row, left to righ): Joe Brannen, Nicole Leet, Tim Crim, Bill Harvard and Kitty Cohen; (back row, left to right) Terry Walsh, Jason Carter, Elizabeth Finn Johnson, Ken Hodges, Hon. Robert Chasteen Jr., Len Horton and Mike Nations. Not pictured, but wearing red bow ties or ribbons were Judge Conley Ingram, Hollie Manheimer, Aasia Mustakeem and Jimmy Franklin.

Hunt

Complete Brochure Now Available
The State of Housing in Georgia Discussed at CEO Conference
John Hunt, ViaSearch, Inc., will discuss trends and full forecasts for new and resale demand at GBA’s President /CEO Conference scheduled Oct. 1-3 at The Ritz-Carlton Lodge, Reynolds Plantation, Greensboro. A complete Conference brochure is available here. GBA has reserved a block of rooms at The Ritz at a reduced rate of $189 per night for single or double occupancy. Reservations may be made by calling the hotel directly at 706.467.0600. Be sure to say you are with the GBA to receive this special rate. The cut-off date for reservations is September 1. After this date, all reservations will be subject to prevailing rate and space availability. Click here to register online. With questions, please contact GBA’s Susie McGehee

Security and Online/Mobile Services Top Tech Priorities for Banks
A recent survey of banks about their technology investment priorities shows that protecting customer information and better banking on the go lead the way. Respondents to Promontory Interfinancial Network’s survey ranked information security (36%) and online/mobile banking (36%) as the two top priorities by a wide margin. Data management/data mining and regulatory technology lagged behind. At the bottom of the list were fraud detection (5%), marketing/customer outreach (4%), and automatic underwriting/online lending (3%). Read more details here, in an article by Promontory’s Danny Capitel. Promontory’s Bank Assetpoint is a GBA-Endorsed product...

BankPAC Campaign Taking Shape - Have You Contributed?
The BankPAC Board of Directors is grateful for the contributions received this week as this year’s campaign progresses. Here are your fundraising guide and contribution forms for easy use when your bank makes a contribution to the StatePAC and eligible employees and directors make personal contributions to the FedPAC. Eligibility and suggested contributions are included on the contribution forms. See how your GBA group is doing so far. With questions, please call Elizabeth Chandler at 404.420.2027. Contributing to the GBA FedPAC are eligible employees and directors from the following banks/companies…

Advocacy in Action
Midtown Atlanta Rotary Gets Banking Update
Georgia’s banking industry is performing well these days, and banks are working hard to deliver products and services to a changing customer base. That was the theme of a talk GBA President and CEO Joe Brannen gave to the Midtown Atlanta Rotary club this week. Thanks to club president Elmer Stancil, deputy executive director, State Road & Tollway Authority, for inviting Brannen to present to the group. In the accompanying photo, Brannen is shown with Jill Johnson, director of government affairs for the Atlanta Beltline who introduced him. Click here for highlights of Brannen’s address…

Crime and Punishment
Ukrainian Hacker Gets the Slammer
A key figure in the 2008 hack of RBS WorldPay has been sentenced to 46 months in federal prison for conspiracy to commit bank fraud. Evgeny Tarasovich Levitskyy, a/k/a Vinchenco, a/k/a Vinch, a/k/a M.U.R.D.E.R.E.R was a “casher” in the hack scheme. Read more here...

September Compliance Conference to Feature Favorite Exam Expert
Gary Clayton, Fair Lending Examination Specialist with the Atlanta FDIC office, will be on the agenda at GBA’s fall Compliance Conference. In his session, “Redlining and Marketing - Joined at the Hip,” Gary will discuss how to identify inherent redlining and marketing risks in credit operations. He’ll also talk about the methodology used to determine the appropriate geographic area(s) of review when conducting a redlining analysis. Gary will also provide guidance on ways to determine the sufficiency of the geographic engagement of marketing activities and include a discussion of best practices for managing fair lending, including redlining and marketing, risk exposure. Online Conference registration is quick and easy - click here to reserve your spot and to see a detailed agenda and hotel information. If you have questions, contact GBA’s Kathy Friestad

GBA Compliance School Board of Directors Begins Planning for 2018
The GBA Compliance School Board of Directors met this week in Greensboro to begin work on the 2018 school curriculum. Click here to see the early bird flyer. More details about GBA schools will be available early next month, with enrollment opening September 15. The Board is chaired by Thomas Williams, United Bank, Zebulon, and other members are listed below.
  • Jim Bedsole, BankSouth, Greensboro
  • Janna Elrod, First Landmark Bank, Marietta
  • Louvera Walden, Capco RISC Consulting, LLC
  • Chris Marion State Bank and Trust Company, Atlanta.

Contact GBA’s Kathy Friestad, 404.420.2024 or Alison Moreau, 404.420.2034 with questions.

GBA Job Bank
New Positions in Branch Management, Loan Operations, Credit Underwriting and More
The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA’s Bo Brannen at 404.420.2014.

Discounts Available for DOR-Approved E-Titling Provided by DDI
Decision Dynamics, Inc. (DDI) is GBA's preferred provider of the Premier eTitleLien™ product, a leading web-based computer program that enables lienholders to exchange lien and title information with the Georgia Department of Revenue Motor Vehicle Division thus eliminating the need to obtain paper titles for vehicle and mobile home collateral management. For banks ordering over 10 titles per month, the per-unit price drops significantly. And now, there is no software to install, nothing to purchase and no support charges or training fees. For more information, please contact DDI's Ann Gunning

Flood Zone Certs Available from Industry Leader
ServiceLink National Flood, LLC is one of the largest and most experienced flood certification vendors, with over 25 years of experience. By utilizing ServiceLink National Flood for all flood compliance needs, customers are assured of innovation, commitment to quality and dedication to the success of our clients and partners. As a GBA Strategic Partner, ServiceLink National Flood provides GBA members with outstanding service, and competitive pricing for flood zone certifications. Please give them an opportunity to win your business. Contact Ken Twichell

Shelor

Nelson

Burkett

Williford

Hamrick

Kennedy

Gibson

Cooke

Read All About It: Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen