Fortrex VendSure™ Compliance Information Exchange
has endorsed VendSure™ by
Fortrex Technologies, the industry's first compliance information
exchange. A secure, online central repository accessible to both
financial institutions and vendors, VendSure facilitates
due-diligence documentation exchange and alleviates the strain
involved in the process of disseminating and collecting
due-diligence data. Designed for banks of any size, the portal
includes automatic document tracking, mapping and notifications
Learn how VendSure™ can help improve the efficiency of
your bank's third-party due-diligence process and ease your bank's
compliance burden here...
Trust and Investment
Management Services for Your Bank's Valued Customers
headquartered in Atlanta, is one of the largest independent trust
companies in the country with more than $109 billion in assets under
management and administration and a leading provider of personalized
financial services for individual, corporate, and institutional
clients. Reliance can add fee-based revenues through financial
advisory services to individual and business customers, directors
and bank employees.
Find a job, post a job
More GBA Products and Services
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BANKSTAT Management Reporting and Analysis
Retirement, Pension and
Georgia Financial Directory
Thumbprint Signature Program
Legislation Possible in 2015 Session
We've been in meetings this week
discussing legislation that would require titling for boats and
outboard motors in Georgia. It's an issue that has come up from time
to time over the years but hasn't moved. However, interested parties
have come together again with a draft bill for the 2015 General
Assembly session. GBA's Elizabeth Chandler, SVP-government
relations, has participated in meetings about the legislation and
we've also circulated the
the legislation and
a section-by-section analysis to the GBA
Public Affairs Committee, chaired by Jackson
McConnell, Pinnacle Bank, Elberton, for feedback. Please let us know if you
have additional thoughts. Contact
Elizabeth Chandler, 404.420.2027, or
Joe Brannen, 404.420.2026.
More about the
possible boat titling legislation here...
Last Chance to Register!
Directors & Executive Management Conference - Aug. 27
Directors and Executive Management Conference is designed to examine
issues that are high priorities for regulators and banking
executives, and the focus is on information that will help directors
understand their critical role as well as provide guidance about how
to achieve success in the coming years. This conference is designed
for directors, CEOs, CFOs and executive management of community
banks of all sizes. Inside and outside directors will gain a better
understanding of the duties and responsibilities involved in this
leadership role while also discovering how to enhance profitability
in this challenging environment. We've already got a big crowd
registered for this conference Aug. 27 at
the Idle Hour Country Club in Macon.
Please click here to see the agenda and to register for the
If you have questions, please contact GBA's
Kicks off for Bank Counsel Section
We're looking to
add new members to
In addition to representing their particular bank clients, these
attorneys and firms provide your association with valuable expertise
and insight about banking law. Participation in GBA is one way these
lawyers and firms can give something back to the industry that
generously supports their practices. Membership is not just for
General Counsel firms or attorneys. If your bank or firm has
specialized attorneys or hires other firms on a specialized basis,
they are eligible for membership, too. So please keep those
attorneys in mind for recruitment. If you know of a good candidate
firm or attorney,
simply make a
referral to us through this online form,
and we'll contact them about membership.
Mobile Gain Traction for Customer Preferences
More consumers say branches are their
preferred method for banking compared to last year in an annual
ABA survey. Online banking is still the most preferred
channel, but it fell by eight points to 31 percent. Branches as a
preference rose by four points to 21 percent, ATMs were up by three
points to 14 percent and mobile banking hit 10 percent, up two
points. Banks continue to adjust how they serve customers, with
branches taking on new looks and adding technology to make the
customer experience faster and easier.
GBA Strategic Partner NCR
has a suite of ATM and Branch Transformation solutions to help your
bank enhance the customer experience.
Senior Lender Spotlight
New Group Added to Senior Lending
sure to reserve your spot for GBA's Senior Lending Officer
Roundtables that start back up in October. Facilitated by
Paul Sims, President of Guided Solutions, Franklin, TN,
these roundtables provide an in-depth look at the latest
issues a senior lending officer needs to understand to cultivate new
business, evaluate risk and strongly support profitability.
To accommodate the demand, there are now four Roundtables that will meet as follows:
Roundtable 1: Tuesdays-Oct. 28, 2014; Feb. 24, 2015; and June 2, 2015, at Idle
Hour Country Club, Macon
Roundtable 2: Wednesdays-Oct. 29, 2014; Feb. 25, 2015; and
June 3, 2015, at The Georgian Club, Atlanta
Roundtable 3: Thursdays-Oct. 30, 2014; Feb. 26, 2015; and
June 4, 2015, at The Georgian Club, Atlanta
Roundtable 4: Mondays-Oct. 27, 2014;
Feb. 23, 2015; and June 1, 2015, at the
Brickyard Golf Club, Macon.
Click here to download the flyer/registration form.
With questions, please contact GBA's
at 404.420.2034 or
Raising Costs for Banks
Three of every four lenders responding
to a recent
Fannie Mae Survey say the new CFPB Mortgage rules have
increased their operational expenses. And, 85 percent said they are
spending more on quality control. The survey also shows that lenders
are being cautious about entering the market for non-QM loans. Only
12 percent and 17 percent of small and mid-sized lenders,
respectively, said they plan to actively pursue non-QM loans.
Compliance Conference Update
Impact and Fair Lending Today:
It's Not Just About Mortgages
On Day 3 of GBA's
2014 Compliance Conference, fair lending expert Andy
Barksdale, Managing Director, TruPoint Partners,
Charlotte, NC., will walk attendees through today's fair
lending challenges including new developments in disparate impact,
the changing regulatory focus beyond mortgage lending, and other
The Compliance Conference is Sept. 24-26 at Idle Hour
Country Club in Macon. You may choose to register for the full
conference, Day 1 only (compliance risk management), or Days 2 and 3
Click here for more agenda details, hotel
information and online registration. Contact
404.420.2024, with questions.
Banking School Update
Updated, Applications Now Being Accepted
for the 2015 on-campus session of the Georgia Banking
School are in full swing. At its annual planning meeting
recently, the Banking School Administrative Committee
conducted its review of the 2014 curriculum and faculty. The goal of the committee is to continue to provide the best
and most current courses, faculty, and overall student experience
available to banking students.
Join the freshman class of the 2015
Georgia Banking School and
enroll today by registering
here. You'll need the endorsement and signature of your
bank's CEO or authorized sponsor during the enrollment process. First-year students who enroll and pay their tuition by January
receive an early-bird tuition discount. We hope to see you next
spring in Athens!
404.420.2024, with questions.
A to Z at Marketing Peer Group
Find out how you and your bank can take
better advantage of free analytics tools for your website and
energize your online marketing efforts. At our GBA Marketing Peer
Group Meeting Sept. 9 in Macon, Denise Maling of AIS Media
will share plenty of tips and tricks, and take a live look at a
member bank's analytics to demonstrate what you can learn.
Denise explains more on this short video. Members
will also share resources, discuss ways to modernize marketing plans
Get more details and register here.
StatePAC Over Halfway to Goal
BankPAC Board of Directors is proud that the GBA StatePAC has
surpassed 50 percent of its goal for the 2014 campaign and that the GBA
FedPAC has reached 30 percent.
Please see here how your GBA Group is measuring up so far in
each fund. The GBA StatePAC accepts contributions from a state bank
or the holding company of a national bank while the GBA FedPAC may
only accept personal contributions from bank officers, directors and
eligible employees. GBA
Associate Members and
Bank Counsel Members are also
encouraged to contribute to the StatePAC.
Here are the contribution forms for each PAC with suggested giving
amounts for your use.
Chandler at 404.420.2027.
Thanks to those that have already made
their contributions including these companies that contributed this
week to the GBA BankPAC...
Zero Retirement Savings for 36
Percent of Americans in Survey
A new Bankrate.com study points to a
significant shortage of retirement savings for Americans. The
covered by USA Today, said 36 percent have nothing
saved for retirement. Among the different age groups, 69 percent of
respondents 18-29 didn't have any retirement money set aside.
However, those that are saving are beginning to do so at an earlier
age, the survey found.
Find out how this information and trends present
opportunities for banks and GBA members...
Documentation Seminar - Sept. 4
Prevention of loan losses through implementation of proper loan
structuring and documentation techniques is critical in the banking
industry today. Join Mike Allen, executive vice president,
State Bank and Trust Company, Atlanta, at GBA's
Seminar as he shares techniques for proper loan documentation.
Topics include: background and review, identifying the borrower,
identifying the collateral, evidencing the debt,
attaching and perfecting the collateral, real estate
specifics and much more. Designed for commercial loan officers,
commercial loan personnel, loan assistants and closing specialists,
the seminar will be Sept. 4 at Idle Hour Country Club in
Click here to register for the seminar.
With questions, please contact GBA's
Click here for other GBA-U News, including details about the
upcoming President/CEO Conference, Bank Counsel Conference and
GBA Members Support Serious Causes in their
and Have Fun Serving Sometimes Too
This week, we feature scholarships, charity runs,
festivals, a bit of mountain climbing and 4-H
Click here to read about
latest good works by various GBA members. We want to share all that GBA
members do to support their communities.
Submit your community information to
Read about all the Georgia Bankers making news this week...
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
Bank Director and Executive Management Conference
Loan Documentation Seminar
Marketing Peer Group
Sept. 24 - 26
Oct. 12 - 14
Bank Counsel Conference
Oct. 12 - 14
Bank Accountant Conference
Oct. 12 - 14
Full GBA-U Calendar
Career Paths for Bankers
The 44 most-common bank job
descriptions, the skills and competencies you need to have those
jobs and links to training and development by job title