December 22, 2016    

Merry Christmas and Happy Holidays from GBA

From our GBA family to yours, we wish you a merry Christmas and happy holidays. At the top of our holiday wish list is for everyone to enjoy a festive, safe and memorable season with your families and other loved ones. Click the image below to see a holiday greeting from all of us here at the GBA...
Unless there is some critical breaking news, we won't be publishing an E-Bulletin next week, so look for our next edition during the first week of the New Year.

Merry Christmas and Happy Holidays!

Industry Headlines of the Week

Here are a few stories of note worth checking out this week:

Don’t Miss These GBA-U Programs!

Improving Website Accessibility Webinar – Jan. 5, 2:30 p.m.
Attorneys Jennifer Dempsey and Merrit Jones of Bryan Cave, LLP, will explain the industry standards for website accessibility, steps your bank can take to improve accessibility, reduce risk and what to do if you get a demand letter or lawsuit. Click here to register…
Legislative Reception & Legislative/Economic Forum – Jan. 11, Atlanta
GBA’s premier event kicks off with a forum at 3 p.m. providing updates on the economy and the issues the banking industry will face in the 2017 General Assembly session. The reception will follow at 6 p.m. Click here to register…
Fair Lending Seminar – Jan. 26, Macon
Steve Moore, Bank Compliance Services, will provide an in-depth look at “side-by-side loan file analysis,” common loan practices with potential fair lending effects and other components of an effective fair lending program. Click here to register…
Analyzing Financial Statements Seminar – Feb. 2, Macon
Mike Allen, State Bank & Trust, will go over how to analyze personal tax returns and commercial financial statements in this seminar designed for entry-level commercial lending officers, credit trainees and analysts. Click here to register…
IRAs: The Basics Seminar – Feb. 8, Macon
Patrice Konarik, Sunwest Training Corp., will provide the new IRA banker and supervisor with a complete understanding of all areas of the IRA account as well as new regulations. Click here to register…
Women in Banking Conference – Feb. 9-10, Atlanta
Now in its third year, this conference is packed with information that will be valuable to all women in the banking industry while providing an excellent opportunity to network with colleagues from throughout the state. Click here to register…

Credit Conference Wrap: Thanks to Sponsors and Exhibitors

Thanks to the following GBA Associate Members who supported last week’s GBA Credit Conference through sponsorship or exhibiting: CICCAR (Community Investment Corp. of the Carolinas); Corserv Solutions; CSRA Business Lending; First National Bankers Bank; Point to Point Environmental; Porter Keadle Moore; ServisFirst Bank; Steve H. Powell & Company; and SunTrust Robinson Humphrey. GBA is most grateful for the tremendous involvement of these folks and we appreciate their participation at the conference last week. See more scenes from the GBA Credit Conference here...

Shared Resource

The Pros and Cons of Corporate Tax Cuts

Just how would a decrease in corporate tax rates affect bank earnings and treatment of deferred tax assets (DTA)? That’s a topic generating a lot of debate in the accounting and bank finance world as the new administration has pledged to lower corporate taxes. Pat Tuley of GBA Associate Member Porter Keadle Moore, LLC, sums up the pros and cons in an article he shared this week with us. Click here to access the article…

Wellbeing Program

WHEN Hits Stride in 2016 with Big Momentum for 2017

As the year comes to a close, the GBA Insurance Trust (GBAIT) wants to take an opportunity to thank everyone who participated in GBAIT’s WHEN wellbeing program in 2016. This year we had 35 new banks sign up for WHEN, bringing the total to 69 banks and GBA Associate Members participating in the program. Additionally, 2,600 individuals participated, and 480 people are engaged in ongoing health and wellness coaching sessions. Here are a few remarks from WHEN participants...

GBA-U to Deliver Unmatched Programs in 2017

Register now for any of these 2017 schools and conferences:

Online Course Schedule

Law, Analysis, Banking Fundamentals and Finance Management Courses

These courses have weekly assignments as well as midterm and final exams. Any employee of a GBA member company can participate at the member rate. Your bank does not have to be an ABA member. All you need is a computer, printer and Internet access. Please register two weeks in advance to secure a "seat." For more information, contact Alison Moreau, 404.420.2034. Click here for a list of all ABA offerings...

Upcoming GBA-U Webinars

A GBA Webinar is a great way to quickly get the training you need without travel or time out of the bank. Webinars are live and allow time for questions and answers. The $265 registration price gives you access to one web site "seat," one telephone site license and all handout materials. If you can't attend the webinar, you may buy the audio CD, handout materials and a password to see the session online. With questions, please contact GBA's Katina Prokos at 404.420.2021. Here is a sample of upcoming offerings. Check the GBA-U Calendar of Events at for more details.

New Positions in Loan Administration, Credit Analysis, Mortgage Processing and More!

The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA’s Bo Brannen at 404.420.2014.

GBA Community Connections

We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Bo Brannen and David Oliver. Here's our latest installment...
GBA Staff members celebrating service anniversaries for Q3 & Q4.

Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.