Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have those
jobs and links to training and development by job title.
Looking for a No-Cost, Value-Added
Customer Appreciation Program? Affinion Has It
Affinion's Accidental Death & Dismemberment (AD&) plan is a
"customer appreciation" program designed to strengthen ties with
your customers and to generate incremental revenue. The program
offers $1,000 of AD&D insurance at no cost to your customers. AD&D
insurance covers your customers in the event of loss of life, live,
sight, speech or hearing due to a covered accident. No one can be
turned down for coverage. The program is marketed with a
tried-and-true direct mail solicitation program, including, over
time, the implementation of multiple acquisitions, cross-sell and up
sell direct response events.
Key benefits include...
Income and CRA Opportunity from GBA Partner Senior Housing Crime
can earn investment income, gain CRA credit and strengthen
protections for the elderly by investing in the
Senior Housing Crime Prevention Foundation (SHCPF).
The SHCPF is a national organization that helps banks earn CRA
credit by providing the acclaimed Senior Crimestoppers Program
to low- and moderate-income nursing home residents and elderly
Veterans home residents through CRA-qualified loans and investments
in the Foundation.
Here is why this is important...
Find a job, post a job
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BANKSTAT Management Reporting and Analysis
Retirement, Pension and
Georgia Financial Directory
Thumbprint Signature Program
Interest Rate Averages by County
Weather-related Events Delay Hearings on GBA Priority Bills
The unexpected snowfall hitting
north metro-Atlanta resulted in suspension of committee and floor action
Wednesday and Thursday this week. As a result, the hearing has been
delayed on GBA’s two priority bills related to certain bank fees and
patent trolls. We expect the hearing will be rescheduled next week.
Be looking for GBA’s weekly Legislative Update that we’ll publish
after the session adjourns Friday.
Here's a preview of what
you'll find in our Legislative Update...
for Banks and Bankers
article in the Business section of the Atlanta Journal
Constitution Sunday chronicled a number of headline cases in
which bankers, directors or customers were accused of or convicted
of wrongdoing. The article implied they represented the
industry as a whole, and that's just not the case. Joe Brannen,
GBA president and CEO, wrote a letter to the editor in
defense of the industry, which was published Monday.
Brannen's letter and the original published article here...
Passes GBA-Supported Flood Insurance Affordability Bill
U.S. Senate passed the Homeowner Flood
Insurance Affordability Act introduced in November by
and Robert Menendez (D-NJ). The bill aims to protect millions
of homeowners from facing huge flood insurance premium rate hikes
and requires FEMA to complete an affordability study and propose
real solutions to address affordability issues before any flood
insurance premiums can be raised in the future.
The bill now moves to the House. We’ll keep you updated on its
progress. With questions, contact
Joe Brannen, 404.420.2026, or
Breach Cost Mounts,
15.3 Million Cards Reissued
banks have spent $153 million replacing 15.3 million credit and
debit cards because of the Target data breach, according to an
article in the Minneapolis Star Tribune. The theft has
affected as many as 110 million people and remains under
investigation. "That's just the estimated $10 per card cost to
replace the cards, and doesn't even begin to cover the cost to banks
of any actual fraud," said Joe Brannen, GBA President
and CEO. "Right now, banks bear the full burden of those costs, and
there should be much more shared responsibility with the retailers
in cases like this that are not in any way related to bank
Here are some key points to make in discussing data
Farm Bill to
Move Ahead with GBA Supported Provisions
House and Senate conference committee has cleared a new Farm Bill
proposal for a vote in their respective chambers. The House approved
the bill Wednesday. The bill includes the removal of term limits for
USDA-guaranteed farm loans, something GBA and others have supported
for years. The bill also trims some farm subsidy programs and
institutes a crop insurance program. Estimates are that the bill
will reduce federal spending by $16.6 billion over 10 years. Georgia
Sen. Saxby Chambliss (R) was one of the Senate conferees and
Rep. Austin Scott (R) was a House conferee. Both have stood
strong for Georgia agriculture and agribusiness interests, which
contribute almost 10 percent of Georgia's total economy.
about the progress of the Farm Bill in Congress...
about CFPB to U.S. House Committee
House Financial Services Committee wants to hear about banker,
business and consumer experiences with the Consumer Financial
Protection Bureau. "The CFPB is adding
piles of new, burdensome regulations on job creators, making it
harder for them to grow their businesses, create jobs and meet the
needs of their customers," the committee said. Individuals or
businesses complaining about the CFPB may select to keep their
submissions private during the reporting process. Georgia Reps.
David Scott (D-District13) and Lynn Westmoreland
(R-District 3) are on the committee.
Submit feedback on the CFPB...
Professionals Institute Feb. 6-7 – There is Still Time to Register!
GBA’s 2014 HR
Professionals Institute is just one week away. This
annual conference focusing on issues affecting human resources
professionals in banking is Thursday and Friday,
Feb. 6-7, at the
Cobb Galleria Centre in Atlanta.
to register. While GBA’s
room block at the Renaissance Waverly is sold out, GBA has secured a
block of rooms at the also-nearby Courtyard Atlanta Cumberland
Center at the nightly rate of $115. To make a reservation, call
770.952.2555 or 800.321.2211. But hurry, the deadline to reserve a
room at the discounted rate is
Georgia-Born Bernanke Closes out Term
marked the end of
Ben Bernanke's term as Chairman of the Federal Reserve.
Wednesday's Federal Open Markets Committee meeting was the last one
he presided over, and the Fed announced plans to taper purchases of
Treasury bonds and mortgage backed securities by $10 billion a
month. Bernanke was born in Augusta, and is widely known as an
expert on the Great Depression.
More about Bernanke, the latest
FOMC meeting and an analysis of Bernanke's tenure by the Federal
Reserve Bank of Atlanta's Dennis Lockhart...
Service Floats Banking Service Idea;
Call Made for Tighter Oversight
whitepaper from the U.S Postal Service's Office of
Inspector General said the agency could earn nearly
$9 billion by
offering payment cards and even small-dollar loans to the 68 million
Americans not served by banks. The paper proposes a system by which
customers would be able to borrow up to half of their gross pay in a
given pay cycle. In related news The Senate Homeland Security and
Government Committee is considering postal reform legislation (S.
1486). The American Bankers Association and other national trade
groups are encouraging the committee to adopt an amendment to make
sure there is strong regulatory oversight of the Postal Service.
Learn more about the issues and ideas concerning the USPS...
ACH Excused Delay Rules
specific rules in place for ACH transactions that may have been
delayed by this week’s inclement weather. GBA Associate Member the
Georgia Automated Clearing House Association (GACHA) provided
a helpful bulletin this week about the rules.
Here’s a link to the bulletin. If your
ACH operations are adversely impacted by inclement weather, call
GACHA at 678.387.9791 or email
for further information.
Retirement Plans Announce Fourth Quarter 2013 Investment Results
quarter 2013 experienced solid gains in the stock market, but the
overall year-to-date results were even better, with the Aggressive
Appreciation model exceeding 30 percent. For GBA
Retirement plan participants, the investment returns of
Reliance Trust Company,
performed well against major market indexes and other
competitive funds and models. Please
refer to the latest update for detailed
returns on the LifeStylesSM models and other
Plan participants can
learn more about their returns here...
Offer for Bank Director Board Training Forum
Director Magazine is offering GBA members a special $200 discount
off the $1,495 registration price for its
Bank Board Training Forum that will be March 6-7 at the
Hermitage Hotel in Nashville. TN. To get the registration discount code, contact
David Oliver, or
Saves Week is Less than a Month Away - Feb. 24 - March 1
America Saves Week is
an annual opportunity for banks to promote good savings habits.
Each year, hundreds of banks use the program, and there are a lot of
good resources to help your customers save.
up to participate in this nation-wide movement today.
Banks can benefit by...
Now for GBA's IRA Basics Seminar on Feb. 12
Learn about IRAs from the esteemed Patrice Konarik
of Sunwest Training Corp. This seminar is specifically
designed to teach new account representatives, certificate of
deposit personnel and any officer/manager who oversees the IRA
department, everything there is to know about IRAs. Included in the
cost of the seminar, each attendee will receive the 225-page IRA
Training and Reference Manual, otherwise known as the "IRA Survival
Guide" or the "Red Book." This comprehensive workshop will provide
you with a complete understanding of the IRA as well as a review of
significant proposed changes. The one-day seminar will be Feb. 12 at
Idle Hour Country Club in Macon starting at 9 a.m.
information or to register, please click here.
With questions, contact GBA's
GBA's Southeastern Community Bank
Symposium is Coming Up April 3
Attention Southeastern Georgia
community banks. The Georgia Bankers Association along with Georgia
Southern University Center for Excellence in Financial Services will
host its annual Southeastern Community Bank Symposium
April 3 at Forest Heights Country Club in Statesboro. It will
feature leading industry experts who will focus on the important issues
facing the banking industry today. A detailed brochure will be
available soon. Be sure to take
advantage of the special pricing structure by registering several
people from your bank for this event. The registration fee is $159
for the first attendee and $129 per person for each additional
attendee. With questions, please contact GBA's
Susie McGehee at 404.420.2010.
Members Celebrate their History, Run for Needy Citizens,
Support Local Chambers of Commerce and More
Click here to read about the
latest good works by various GBA members. We want to share all that GBA
members do to support their communities.
Submit your community information to
Bo Brannen and
Read about all the Georgia Bankers making news this week...
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
HR Professionals Institute
Feb. 6 - 7
IRA Basics Seminar
Analyzing Financial Statements Seminar
HMDA, CRA & Fair Lending Workshop
Operations & Technology Conference
March 5 - 6
Loan Documentation Seminar
Compliance Peer Group
Bank Security Conference
April 10 - 11
Georgia Banking School
May 4 - 9
Southern Operations & Technology School
May 4 - 9
2014 Annual Meeting
June 15 -18
White Sulphur Springs, WV
Full GBA-U Calendar