What Can GBA Retirement Services Do For You?
Get Specialized Marketing and Branding for the
Digital marketing channels such as email marketing, social media
marketing, blogs, online display advertising, search engine
optimization, search engine marketing and mobile marketing are
critical for earning new business from today's bank customers.
Financial Marketing Solutions
(FMS), a Strategic Partner of the GBA, is a niche branding and
marketing agency solely serving the financial services industry.
Learn more about FMS...
Time for a Checkup for your Checking Program
Banks that have taken
a competitive look at their check program over the past few years
have realized big savings off their current check program
costs. Through our partnership with
Deluxe, the GBA is able to offer an exceptional program for
your bank. Through
our program, you get aggressive rates and exceptional rebates.
The banks that have moved to the Deluxe check-printing program tell
us the transition has been an easy switch. It is helpful to give
Deluxe at least eight weeks to complete the transition. The time and
effort required by your bank is minimal, and Deluxe does all the
a thorough checkup of your checking program and for more
information, please contact Deluxe's
Kevin Jefferson at
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BANKSTAT Management Reporting and Analysis
Retirement, Pension and
Georgia Financial Directory
Thumbprint Signature Program
Blanton Testifies on “Tsunami” of Regulations
banks were well represented this week in Washington, D.C. Georgia
Bank & Trust CEO Dan Blanton, who is the ABA vice chairman,
testified to the U.S. House Financial
Services Subcommittee on Financial Institutions and Consumer Credit.
His topic was the increased regulatory and legal burdens on
community banks and how they are crimping credit and product
offerings. “Managing this tsunami of regulation is a significant
challenge for a bank of any size, but for the median-sized bank with
only 40 employees, it is overwhelming,”
Blanton said. Read more about Blanton's
testimony and access the full text ...
Georgia Bankers Participate in
ABA Summer Meeting
Chairman Remer Brinson, president and CEO of First Georgia
Bank of Georgia; Dan Blanton, president and CEO, Georgia Bank
and Trust and ABA vice chairman; and John Hall, CEO, American
Pride Bank, Macon; were among banking leaders from across the
country who gathered this week to discuss all things banking at the
annual ABA Summer Leadership Meeting. “We heard from industry
experts and spent hours in table discussions prioritizing the issues
most important to our banks and customers. What was interesting to
me is that regardless of whether you were a banker from Georgia or
Oregon, or from a small rural bank in Kansas or a larger regional
bank in Massachusetts, we all face the same threats of a regulatory
system badly in need of reform, cybercriminals working every day to
crack into our systems, and competitors outside the traditional
banking industry chipping away at our market share. Yet I left the
meeting with a renewed sense of optimism that the collective
strength of our great industry is committed to respond to these
challenges, and I see a bright future ahead for us,” Brinson said.
GBA President and CEO Joe Brannen also attended.
Supreme Court Issues Important Decision On Bank Director Liability
Can a bank
director be legally liable for ordinary negligence in a lawsuit
brought by the FDIC as receiver for the bank? The Georgia
Supreme Court recently held in FDIC v. Loudermilk that the answer
is, not surprisingly, “sometimes.” But the Court’s
unanimous decision actually brings a lot of needed clarity to
the law in this area.
Read more analysis of this important
Conference Convenes Sunday
Georgia’s emerging bank leaders will gather Sunday
for the GBA Leadership Conference. We’ve got a strong crowd
attending, and they’ll be treated to an
agenda jam-packed with the latest industry trends,
networking and fun. Look for coverage of the meeting in next week’s
Bulletin and GBA’s Twitter feed,
Facebook page. The conference is
sponsored and organized by GBA's
Leadership GBA Executive Committee
led this year by Walker Jordan, Senior Vice President of the
Bank of Monticello. With questions about the Leadership Conference or Leadership GBA in
general, please contact GBA’s
Susie McGehee at 404.420.2010.
Town Hall About TruPS and
Members with Trust Preferred Securities (TruPS) shouldn't miss
the upcoming town hall meeting Aug. 6 in Macon to discuss TruPS, deferred
dividends and bankruptcy issues that have developed.
The issue has become a hot topic in the industry. Come find out
what GBA’s outside counsel,
Walt Moeling of the Bryan Cave law firm, and his colleagues
have learned about the issues related to what some of our banks
are facing. We'll also get the regulators’ and investment
bankers’ take on it, and have an open dialogue to determine the
options available going forward.
Read more about the TruPS Town Hall and register here...
Certificate of Completion Available
Directors & Executive Management Conference - Aug. 27
training for directors is always an important part of a bank's ongoing
responsibilities. We've worked with
Karl Nelson, CEO, KPN Consulting to develop a full-day
session that is
low-cost and comprehensive way to provide your directors with education
on key banking topics, and we will provide Certificates of Completion
for those in attendance.
Find out more and register...
Bankers Respond to Grassroots Support of Portfolio Lending Bill
We appreciate member efforts in the past week to support
H.R. 2673 by Rep. Andy Barr from
Kentucky, which says that if a bank makes a residential real estate
loan and retains the loan in the bank's portfolio, the loan would
meet the Ability-to-Repay standards and receive Qualified Mortgage
treatment by regulators. If you haven’t done so, please take a
moment to send a similar letter, and be sure to specify the bill
you’re supporting. A groundswell of encouragement from bankers could
help push the portfolio lending bill to a floor vote.
easy-to-use letter submission system and see a sample letter from
Colony Bank CEO Ed Loomis...
Here’s a quick list of ways you can be a strong advocate for the
industry this summer.
– The runoff election is Tuesday, July 22.
– Schedule a meeting with your U.S. Senator or
Representative during the August recess. We’ll be glad
to help you do so. Contact
Elizabeth Chandler at 404.420.2027.
– Take advantage of resources available to all bankers,
such as ABA’s
Amplifybankers.com, to support good
legislation or oppose bad legislation.
– Make a contribution from your bank or you to our GBA
StatePAC or FedPAC (more below).
Connect to the community
– Schedule a financial literacy or banking-related talk
to a community group or group of students.
With questions about GBA’s advocacy efforts or specific issues,
Joe Brannen, 404.420.2026, or
Elizabeth Chandler, 404.420.2027.
Campaign – Have You Participated?
"As we all know, political campaigns seem to
require more money than ever for good people to get elected”
said Pait Willis, president and CEO of South Georgia
Banking Company in Tifton and vice-chair of the
BankPAC Board of Directors. “And, the political
interests of Georgia’s banking industry are greater than I
can ever remember. Therefore, as individuals that are
responsible for our own organization’s performance, we must
recognize that we have to support candidates that support
our need for a less regulated, yet competitive marketplace.
We must not continue to wait for our fellow bankers across
the state to carry the financial need for our BankPAC," he
See who contributed this week...
Expansion Noted in Southeast
Retail, hospitality and home prices in the Southeast showed good
growth in June and early July, said the Federal Reserve’s Beige Book
this week. The report characterized economic activity as expanding
modestly, with contacts anticipating higher growth soon.
Read more here.
Marketing Peer Group Scheduled for Sept. 9 in Macon
Following the success of GBA’s inaugural
Marketing Peer Group in May in Marietta, the GBA Marketing Committee
will host a second peer group, centrally located in Macon Sept. 9.
All GBA member Marketing Officers are invited for a day of in-depth,
hands-on sessions from a variety of experts and industry leaders.
We'll discuss tools of the trade, website analytics, what's
working in Social Media around Georgia and more. The
registration price is just $99 and includes sessions, lunch, and
peer group materials.
Click here to see the complete agenda and to register!
Compliance Conference Sept. 24-26
UDAAP and Compliant Management Session Set
With a renewed focus on Unfair,
Deceptive, or Abusive Acts or Practices (UDAAP) and Complaint
Management, examiners are taking a closer look into the products and
services that banks are offering in order to analyze the overall
impact to the customer. At the 2014 GBA Compliance Conference, Sept.
24-26 in Macon, Blair Rugh, Chief Compliance Advisor for
Tri-Comply in Orlando, will teach you how to identify the pitfalls
and mitigate the risks associated with UDAAP.
Click here to view the complete registration brochure or to
Summer and Fall Seminars
If you have any questions about these or other GBA Seminars, please
Consecutive Quarter of Stock Market Gains
The broad U.S. stock market posted its sixth
straight quarter of gains as of the end of second quarter. The
Standard’s & Poor’s 500 index had total gains of 5.23 percent,
bringing its year-to-date results to 7.14 percent. The
technology-based Nasdaq composite also had a bullish quarter, up
5.31 percent in total returns, bringing the 2014 gain up to 6.18
percent. The Dow Jones Industrial average, however, lagged by
gaining only 2.83 percent in the quarter. For the year, the Dow
is up just 2.68 percent due to losses in its highest priced
stocks. Equity markets chugged higher in second quarter, with
the S&P posting 16 record highs amid very low volatility.
More market analysis here from GBA Retirement Services...
Houses, Libraries and Financial Literacy Boosted by Member
Activities This Week
Click here to read about
latest good works by various GBA members.
We want to share all that GBA
members do to support their communities.
Submit your community information to
Read about all the Georgia Bankers making news this week...
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
TruPS Town Hall
Bank Director and Executive Management Conference
Sept. 24 - 26
Oct. 12 - 14
Bank Counsel Conference
Oct. 12 - 14
Bank Accountant Conference
Oct. 12 - 14
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have those
jobs and links to training and development by job title