Georgia Bankers Association - The Resource that Empowers

June 20, 2014


Compensation and Benefits Survey Still Open. Participate now through June 30.


Free Webinar

How Low Can You Go: Tips for Improving Your Efficiency Ratio - July 9

Join Adam Craig of Deluxe with co-presenter Dennis Zember of Ameris Bank, Moultrie, on July 9 from 10-11 a.m. to learn how to shrink your efficiency ratio through a holistic approach of trimming excess and maximizing value. Efficiency ratios are like golf scores - the lower the better. Although you've cut costs, adopted technology, and tried your best to maximize income, average efficiency ratios for banks are still between 70 and 80. While these numbers would be good for an amateur golfer, they aren't ideal for long-term success in banking. If you're interested in moving your efficiency ratio back into a more desirable range, you will receive some practical, applicable ideas during this session to use. Topics to be covered include...

Discounted Banking Supplies Now Available through Office Depot

GBA is pleased to announce an exciting new enhancement to our national buying program through Office Depot. More than 75 frequently used banking supplies have been added to the deeply discounted core list of 300+ items, providing GBA Member Banks with cost savings and increased ordering efficiencies. For more information click here or contact one of GBA's dedicated account managers, Don Lachance at 678.325.9671 or Cord Lomauro, at 770.891.8884.

Discounts Available for DOR-Approved E-Titling Provider

Decision Dynamics, Inc. (DDI) is GBA's preferred provider of the Premier eTitleLien™ product, a leading web-based computer program that enables lienholders to exchange lien and title information with the Georgia Department of Revenue Motor Vehicle Division thus eliminating the need to obtain paper titles for vehicle and mobile home collateral management. When liens are released, a paper title is mailed to the owner (or designated name/address) by the appropriate titling agency. Premier eTitleLien™ provides a number of additional services, including: electronic request for a paper title, electronic generation of title application forms, Lien Alert Processing, VIN verification, and VIN valuation. DDI is now also offering volume discounts on pricing. For volumes over 10 titles per month, the per-unit price drops significantly. And now, there is no software to install, nothing to purchase and no support charges or training fees. For more information, please contact DDI's Jimmy Earley at 803.808.0117.

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Georgia Financial Directory

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Pledging Pool

Officers Elected, New Board Members Installed

Brinson Installed as GBA's 125th Chairman

Remer Y. Brinson III, president and CEO, First Bank of Georgia, Augusta, was installed as the 125th Chairman of the Georgia Bankers Association at the association's Annual Meeting in White Sulphur Springs, WV, this week. In banking in the Augusta area since 1982, Brinson also serves as President and CEO and on the board of the bank’s holding company, Georgia-Carolina Bancshares. Brinson has a long history of service to the industry having previously served as chairman of both GBA's Community Bankers Committee and Public Affairs Committee. Other officers and new board members were also installed during the annual business meeting. L. Jackson McConnell Jr., president and CEO, Pinnacle Bank, Elberton, was elected Chairman-Elect for 2014-2015; and Richard E. Drews Jr., CEO, Century Bank of Georgia, Cartersville, was elected Vice Chairman. Several new board members were recently elected by their peers to represent geographic areas of the state or were appointed to At Large positions to begin two-year terms...


Annual Meeting Packed with Energy, Intel and Networking

A huge crowd of GBA members met this week in White Sulphur Springs, WV, for the 2014 GBA Annual Meeting. "We had a powerful educational program, productive networking time and shared a lot of laughs at an incredible venue. This was another fantastic GBA Annual Meeting," said Stan Kryder, president and CEO, Midtown Bank & Trust Company, who wrapped up his term as GBA Chairman during the meeting. "We appreciate that so many members and their families took the time to be with us to share their insight and perspective about what's happening in Georgia's improving banking industry." Some highlights from the program were...


State of the Association

Kryder Points to Renewed Banker Confidence, Strong Year for GBA

The Georgia Bankers Association had another successful, productive year of serving its members, said GBA Chairman Stan Kryder during his state of the association address this week at the GBA Annual Meeting. That's primarily due to the strong support from its membership and an improved vibe all around. "There is simply a lot more positive energy in our business these days. One of the neat things about being Chairman of the Georgia Bankers Association this year was that I got to spend a lot of time with you. As bankers, we are more confident. There's a renewed sense of pride I have in my work and industry, and I sense that's become common among you, as well." GBA highlights for the year were...


Directors for GBA Insurance Trust Elected

The Georgia Bankers Association Insurance Trust (GBAIT) held its annual meeting June 16 in White Sulphur Springs, WV. GBAIT Chairman Ed Hortman, president and CEO, Ameris Bank, Moultrie, gave an overview of the Insurance Trust's activities, and attendees elected the following directors to serve a three-year term, ending in 2017:

  • Stan Kryder, president and CEO, Midtown Bank & Trust Company, Atlanta

  • Glenn Willis, president,
    South Georgia Banking Company
    , Tifton

  • Remer Brinson, president and CEO,
    First Bank of Georgia
    , Augusta.

More from Hortman's remarks about the strength of GBAIT here...


50-Year Bankers Honored

It is a tradition at each year's GBA Annual Meeting to honor Georgia bankers who have dedicated 50 years of their careers to the banking industry. This year, we salute the following four bankers for their long and successful careers. Congratulations, and thank you for your service to your banks, communities and the industry! Read more about each ...






Scott, Barrow and Westmoreland Voice Support for Community Banker on Fed Board

Georgia Reps. David Scott, John Barrow and Lynn Westmoreland are among 86 members of the U.S. House who signed a bipartisan letter to President Obama urging him to appoint someone with community banking experience to the Federal Reserve Board. There are two vacancies on the seven-member board. The letter notes the high percentage of small business credit provided by community banks and the importance of community banks in rural areas where larger banks often do not have a presence. Here's a link to the letter...


Top Five Reasons to Attend Leadership GBA Conference

Register now for GBA’s Leadership Conference July 20-22. Here are five great reasons to attend the conference:

1. An economic update from Tim Quinlan of Wells


2. A panel of bankers discussing growth strategies

3. In-depth business plan tips from Elaine Demarest

4. A look at ARMs and escrow strategies

5. An inspiring business turnaround story, great

    networking and a fabulous location.

Ok, so that last reason is three in one. It just goes to show that we’re all about creating extra value for those attending this year’s conference. For more details and to register now, click here…


Georgia Home to almost a Million Small Businesses

There are 950,532 small businesses in Georgia, according to a report this week from the Small Business Administration's Office of Advocacy. Those businesses employ about 1.5 million people. The most common industries for the small businesses in Georgia are accommodation and food services, healthcare and social assistance, and retail trade. Almost 90 percent of Georgia's exporting companies are small businesses. Read more here. Click here for profiles of other states...


Last Call

Call Reporting Seminar - June 24

GBA will host its annual Call Reporting seminar June 24, at Idle Hour Country Club, Macon. This one-day seminar presented by Mauldin & Jenkins, LLC, will offer practical techniques to improve your overall reporting process. Participants will receive a detailed line-by-line review in the completion of each schedule of a Call Report. Appropriate items to be reported and relationships between schedules will be discussed as part of this review. In addition, changes to the Call Report effective in 2014 will be discussed, along with the 2015 changes to Schedule RC-R. Most commonly-used schedules within the Call Report will be addressed, with an emphasis placed on Schedules RC-C and RC-R. To register, click here. With questions, please contact GBA's Danielle Driggers at 404.420.2002.


Key GBA Event Reminders

Leadership Conference

July 20 - 22

Click here to register

Compliance Conference

Sept. 24 - 26

Click here to register

President/CEO Conference

Oct. 12 - 14

Click here to register

Bank Counsel Conference

Oct. 12 - 14

Click here to register

Bank Accountant Conference

Oct. 12 - 14

Click here to register


GBA Community Connections

GBA Members Support Local Chambers of Commerce, Grant Scholarships, Wounded Warrior Support and More

Click here to read about the latest good works by various GBA members. We want to share all that GBA members do to support their communities. Submit your community information to Bo Brannen and David Oliver.


Community Connections is brought to you by Diebold Inc.

For more than 150 years, Diebold, Incorporated, has brought together a combination of innovation, expertise and quality service to become a global leader in providing integrated self-service solutions, security systems and services. Find out more about Diebold here.



Read about all the Georgia Bankers making news this week...



Pictured left to right: April James,
Regional Credit Officer; Debbie Sutton, Mortgage Banker; and Carol Slappey,
Chief Retail Administration Officer.


Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.




Leadership Conference
July 20-23
Ponte Vedra, FL

Compliance Conference
Sept. 24 - 26

President/CEO Conference
Oct. 12 - 14

Bank Counsel Conference
Oct. 12 - 14

Bank Accountant Conference
Oct. 12 - 14


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