October 20, 2017      

Loudermilk

GBA-Signed Reg Reform Letter Goes to U.S. Senate
Last week we mentioned efforts by GBA and others to encourage Congress to move on bipartisan regulatory reform, including a breakfast meeting we had with Georgia Rep. Barry Loudermilk (R-GA-11) and House Financial Services Committee Chairman Jeb Hensarling (R-TX-5). Focusing on the other Congressional chamber, the letter we signed with other state bankers associations to the chair and ranking Democrat on the Senate Banking Committee urging bipartisan cooperation in considering regulatory reform in support of the efforts was delivered Monday. The letter is in advance of legislation expected to be considered soon by the committee addressing a big slate of regulatory reform ideas we believe should not get bogged down in partisan ideological disputes such as qualified mortgage status for portfolio loans, the ability for regulators to better tailor rules to business and risk models of banks and refined capital and liquidity requirements. "We appreciate your efforts and urge you not to allow partisanship to stand in the way of promptly passing much-needed reforms," the letter says. Georgia Sen. David Perdue serves on the committee, and we'll remain in touch with him as the legislation and debate develop. Here's a link to the letter. With questions, contact Joe Brannen, 404.420.2026, or Elizabeth Chandler, 404.420.2027.

I Didn't Know GBA Did That…
Sometimes we probably take for granted members know all about the various member benefits available through their dues investment. Here are a few reminders about key services, products and partners that can be helpful to banks and bankers...

Nolan

GBA Member Profile
Nolan's Family Job Title: Chaos Coordinator

Newton Federal Bank's Tessa Nolan is a banker with purpose. In this week's GBA member profile, she explains how a lot of people don't understand that money doesn't necessarily mean the most to bankers. "The thing that means the most to us is our purpose - our reason for existing. When we connect with people, share in their struggles, work alongside them for the things in which they believe, we fulfill our purpose for existing," says Nolan, who is Newton Federal Bank's chief financial officer and an at-large member of the GBA Asset/Liability Management Committee. When she's not at the bank, she has her hands full at home with three-year-old twins, which is why she calls herself "Chaos Coordinator." Read more from Nolan here, including the value she says she and others get from attending the GBA Financial Risk Management Conference coming up in Nov. 8-9, and other GBA programs.

Financial Risk Management Conference
Early Registration Deadline Next Tuesday - Reserve Your Spot Now!

The GBA Financial Risk Management Conference is less than three weeks away. Be sure you're registered by Tuesday, Oct. 25 to save $50 per person on the registration fee. The conference is Nov. 8-9 at the Atlanta Marriott Northwest at Galleria, and the agenda is excellent. Don't miss this opportunity to gather with colleagues and learn from the best. Click here to register online, see a detailed agenda and for hotel information. Contact GBA's Kathy Friestad with questions, 404.420.2024.

Wingate

GBA 125 Look-Back
The Coleslaw Banker

A community banker from the hills of North Georgia earned the nickname "Coleslaw Banker" by being the brains behind the idea of banks opening branches in grocery stores. In 1984, the first Supermarket Bank was opened with "butterflies as big as this building," J. Alton Wingate once said. 700,000 miles of air travel, persistence and passion paid off as the franchise he birthed had locations in seven states and overseas. Click here to learn more about past GBA Chairman Wingate…

2017 BankPAC Campaign Update
Huge thanks to Leadership GBA for putting together this week's BankPAC Golf Classic that raised the funds that put the GBA StatePAC over its goal for the year. Read more about that below. Thanks to the eligible employees, directors and CEOs of the the banks and companies making a contribution to the GBA BankPAC this week…

David Voyles and Shannon Fortson

Georgia BankPAC Classic a Huge Success
Leadership GBA's annual Georgia BankPAC Classic was a hit. We had a great crowd of bankers, Bank Counsel Members and Associate Members participating. "The show of support for this year's tournament was terrific," said Wade Johnson, Leadership GBA president and executive vice president at Durden Banking Company, Twin City. "Leadership GBA is proud to be able to play a key role in increasing participation in the BankPAC each year." Congratulations to Tournament winners David Voyles and Shannon Fortson, Pinnacle Bank, Elberton. A special thank you to all the tournament sponsors that helped make the tournament a success. Click here for a list of those who sponsored...

Bankers in Schools for Get Smart about Credit Day
Georgia bankers in at least 16 communities Thursday visited schools to teach good money management skills as part of national Get Smart about Credit Day. They were among 5,400 bankers nationally taking part in the annual financial literacy push from ABA and its members. Click here to see Georgia banks and communities where they participated in activities. If your bank visited a school, please send us a note and any photos about what you did so we can share the news with our readers. Send information to David Oliver and Bo Brannen by clicking here. Access all of our GBA member financial literacy resources here...

Two Opportunities to Hear from Banking Commissioner Kevin Hagler
Getting the scoop on banking conditions directly from the state's chief bank regulator is always time well spent. We've got two opportunities for different audiences to hear from Georgia Banking Commissioner Kevin Hagler coming up...

Guide to Merging Cultures Available
If your bank is going through a merger or if you're a management team working on M&A projects or considering a merger, blending the cultures of the merging banks is always critical. GBA Associate Member Resurgent Performance has shared a good guide for management teams to use when working through merger plans and considerations. Check out the guide here...

Beige Book
Hurricane Disruptions Headline October Fed Report

Despite a hard hit by hurricanes, economic conditions in the Atlanta Federal Reserve District improved modestly through early October. Liquidity was plentiful, but competition restrained lending at some banks, the report said. The report did specifically note that high winds from hurricane Rita resulted in crop damage in Georgia, and that detailed assessments of the effects were still underway. More from the Biege Book here…

Operations Technology Committee Meets to Plan 2018 Conference
GBA's Operations and Technology Committee met this week in Macon to information share and begin planning the 2018 Operations and Technology Conference. The 2018 conference will be March 6-8 at the Atlanta Marriott Northwest at Galleria. The committee is chaired by Christa McDonald, Waycross Bank & Trust, with Lamar Doolittle, The Geo. D. Warthen Bank in Sandersville, serving as vice chair. Contact GBA's Kathy Friestad with questions, 404.420.2024.

Budgeting Now for Georgia Banking School = Success for Your Promising Bankers
When you're deep in the trenches making budget decisions that affect all areas of your bank and teams, don't forget to allocate funds for professional development. It is important for bank leaders to remember their up-and-comers by giving them opportunities to grow and develop, and GBA has one of the best programs available to your valued team members in 2018: the Georgia Banking School. This three-year program produces highly effective and engaged graduates, with an outstanding faculty and curriculum. Enrollment is open for the next session, May 6-11, 2018 in Athens. Tuition for first-year students is $1,845 through Feb. 9 and includes hotel and most meals. Find out more about Banking School here...

New Seminar to Cover Basics of Asset-Based Lending Nov. 15
Lenders, credit support and other bankers who are not asset-based lending experts but who bank asset-based lending clients won't want to miss GBA's new Basics of Asset-Based Lending workshop Nov. 15 at The Brickyard Golf Club in Macon. An industry veteran who recently received the T. Eugene Spragens outstanding faculty award from the Graduate School of Banking at LSU, Mike Allen of State Bank and Trust Company, will provide participants with a basic understanding of asset-based lending concepts, procedures and documentation. Through a group case study environment, participants will learn about...

Webinar - Nov. 16
Questions to Ask Before Selecting an e-Signature Vendor

On Nov. 16 at 2:30 p.m., GBA's What Makes an e-Signature Legal? webinar will address a variety of e-signature issues, the differences between electronic and digital signatures, and tips on the due diligence process when selecting a vendor. Click here to learn more and sign up...

BSA: Are You Ready for Your Next Exam (and New CDD Rules) Seminar - Dec. 6
BSA officers have a wide range of duties and responsibilities to comply with BSA requirements and satisfy examiners. In addition to ensuring accurate and timely completion of CTRs, SARs, etc., the BSA officer must complete risk assessments of the bank's customers and products/services to identify "high-risk" accounts and justify the bank's overall risk profile for BSA and OFAC. During the BSA: Are You Ready for Your Next Exam (and New CDD Rules) seminar Dec. 6 at The Brickyard Golf Club in Macon, Steve Moore, Bank Compliance Services, will cover the following...

Virtual Banking Solutions from GBA Strategic Partner Q2
GBA Strategic Partner Q2 believes financial power should stay in the communities your bank serves. Their mission is to enable banks of any size to compete to win in an always-connected world. Their flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile - for end users ranging from retail to commercial customers. Q2 can help you offer more to your account holders and anticipate their changing needs - while keeping their assets secure and your reputation safe. Q2's online banking program enables your bank to stand apart - empowering returns on relationships with your customers. For more information about Q2, please contact Contact Q2's Mike Manahan, 512.807.1676. Click here for a quick video covering all the things Q2 can do to help your bank…

Upcoming GBA-U Webinars
A GBA-U Webinar is a great way to quickly get the training you need without travel or time out of the bank. Webinars are live and allow time for questions and answers. The $265 registration price gives you access to one website "seat," one telephone site license and all handout materials. If you can't attend the webinar, you may buy the CD of the recording, handout materials and/or a password to see the session online. With questions, please contact GBA's Katina Prokos at 404.420.2021. Here is a sample of upcoming offerings...

Fill a Job, Find a Job with the GBA Job Bank
The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA's Bo Brannen at 404.420.2014.

GBA Community Connections
We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Bo Brannen and David Oliver, or if your company would like to sponsor this content, let us know. Here's our latest installment...

Community Bank of Pickens County

CharterBank

Hultgren

Chipman

Silvestri

Read All About It: Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen


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