September 12, 2014

 

GBA Members Eligible for Discount for Completing EEO-1 Report

Atlanta-based Employment Law Compliance Inc. is offering a discount to GBA members to help them complete the EEO-1 report that most banks with 50 or more employees must file with the Equal Employment Opportunity Commission by Sept. 30 of each year. The EEOC reviews the report data to evaluate compliance with federal discrimination and affirmative action standards. ELC also offers other discounts to GBA members, too. Access the EEOC's online reporting system. For more information about ELC's service,

e-mail the company or contact it at 866-801-6302. Read more about ELC's human resources products.
 

CFPB Releases Data Point on Checking Account Overdrafts
By Cheryl Lawson, EVP of Compliance Review, John Floyd & Associates

 

The Consumer Financial Protection Bureau (CFPB) has issued a Data Point: Checking account overdraft report, which provides an analysis of overdraft transactions in several large banks. As these regulatory conversations continue, now is the time for financial institutions to take the steps necessary to ensure that they are providing an overdraft solution that is in line with compliance expectations. Read more of the article from Lawson here...
 


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GBA Chairman's Message

Calling All CEOs for GBA's President/CEO Conference Oct. 12-14

"I encourage every Georgia bank president or CEO to come to this year's GBA President/CEO Conference," said GBA Chairman Remer Brinson, president and CEO, First Bank of Georgia, Augusta. "The agenda is full of valuable information, and the networking opportunities are abundant. We're guaranteed to have a long list of ideas to take back our banks to use after the conference." The conference is Oct. 12-14 at The Ritz-Carlton Lodge, Reynolds Plantation, in Greensboro. Here's a link to the agenda and registration information...

 

Rooms Selling Out Quickly for Tri-Conferences

Attention President/CEO, Bank Counsel and Bank Accountant Conference attendees! Rooms are selling out quickly at The Ritz-Carlton Lodge, Reynolds Plantation. If you have not already done so,  make your reservations by calling the hotel directly at 866.972.6779. Be sure to let them know you are with the Georgia Bankers Association group to get the discounted room rate of $169 per night for single or double occupancy. The cut-off date for reservations is Sept. 17. With questions about hotel rates and availability or the conferences in general, please contact GBA's Susie McGehee at 404.420.2010. Make your reservations today!

 

Bank Accountant Breakfast Meeting will Highlight Annual Conference

At the breakfast meeting on Oct. 13 during the Bank Accountant Conference, Donny Luker, Managing Partner at Mauldin & Jenkins, Atlanta, and Tim Keadle, Partner at Porter Keadle Moore, will co-lead a discussion about current issues in the banking industry that affect accountants. In preparation for that session, feel free to email Donny and Tim with suggestions for topics. Click here for more information about the Bank Accountant Conference...

 

Legal Issues Panel to Kick off Bank Counsel Conference

During their upcoming GBA Bank Counsel Conference, Georgia bank attorneys will be treated to a candid panel discussion about the most pressing legal issues facing banks. The panel features Bo Fears, deputy commissioner for Legal Affairs at the Georgia Department of Banking and Finance; Mark Kanaly, partner, Alston & Bird, LLP; and Walt Moeling, partner, Bryan Cave, LLP. They’ll discuss TruPS, virtual currency, 382 Rights Plans, M&A developments, fiduciary duties and much more. See above for hotel information. Click here to register now...

 

Bank Marketers Recharge with New Ideas at Peer Group Meeting

Innovation and ideas for how marketing can lead new customers to a bank were key themes at this week's GBA Marketing Peer Group meeting in Macon. "The interactivity and presentations were what I liked best," said an attendee. "There were great sessions with lots of detail and they were all relevant." Thanks to Renee White, First Landmark Bank, Marietta, who chairs the GBA Marketing Committee, and Tom Woodberry, State Bank and Trust, Macon, who is the co-chair, for their leadership. Read more highlights from this gathering of GBA's marketing pros...

 

Georgia Messes with Texas, Grabs Top Business Ranking

Georgia continues to get accolades for its business environment. The state ranks as the No. 1 place in the nation in which to do business according to Area Development magazine. Georgia unseated Texas in this year's magazine’s ratings, scoring top-three positions in 12 of the 18 categories rated. More about another high ranking for Georgia's business appeal...

 

Banking Reputation Rises 18 Points

The public's feelings about the banking industry are better and tracking alongside improvements in the general economy and bank performance. A Gallup poll released last week showed that the public's view of the industry improved by 18 points for the second straight year and is in the positive category overall for the first time since 2007. The industry scored a net positive view of 8 percent, up from negative 10 percent a year ago and negative 28 percent in 2012. Read more details here...

 

State of Small Banks Subject of Hearing Next Week

One of the hearings we'll be watching closely next week in Washington, D.C., is U.S. Senate Banking Committee session about the state of small depository institutions. The hearing will be Tuesday, Sept. 16, and it will feature two panels. The panel of regulators includes Doreen Eberley, the FDIC's director of Risk Management Supervision, who also spent time in Georgia as acting regional FDIC Director for the Atlanta Region. A second panel will feature a mix of bankers, credit union executives and consumer advocates. The hearing is intended to get an assessment from the regulators and bankers about how the Dodd-Frank Act, the economy and other issues are affecting smaller institutions around the country. Link to more details about the hearing...

 

Voter Registration Period Ends Oct. 6, Register with Phone App

Registering to vote is no hassle these days. There's a new mobile phone app that lets Georgians register to vote and get other important election information including polling places and early voting locations. The GA Votes app is available free from Apple's App Store and Google Play. Bankers, please encourage employees and customers to vote, and please take part in our Georgia Banker Democracy Days campaign. Remember, voter registration ends Oct. 6. We've got free resources available, and please sign up for the program so we can recognize your participation. Click here to visit our Democracy Days website for details...

 

Results for Compensation and Benefits, Affordable Care Act Impact Survey Available

The results of the 2014 GBA Compensation and Benefits Survey and the Affordable Care Act Impact and Healthcare Benefits Survey are on sale now. We've already sent the results to those members who participated and pre-ordered the report. The price for the survey results for members that did not provide data for the survey is $400. This year, more than 60 Georgia financial institutions provided data for about 11,500 employees. You can order a copy by contacting GBA's Kenyetta Parks, 404.420.2035.

 

Invite your Legislators to Georgia BankPAC Golf Classic - Oct. 1

Don't miss the opportunity to invite your legislators and directors to meet and play golf with your colleagues at Leadership GBA's 13th-annual Georgia BankPAC Classic Wednesday, Oct. 1, at The Club at River Forest in Forsyth. This two-person scramble tournament is sure to be a fun and challenging event for everyone. Registration is $150 per person, $250 per team or $450 for a team and hole sponsorship. The proceeds will be donated to the GBA StatePAC. Click here to register online. Please call GBA's Susie McGehee at 404.420.2010 with questions about the tournament.

 

Fewer Paying Account Service Fees, Says Survey

Basic banking services continue to be a good deal, with more and more people finding ways to avoid monthly account fees, according to an ABA survey out this week. Sixty-two percent of bank customers pay no monthly account fees, an increase of seven points from the year before. If you combine that with the 12 percent who pay $3 per month or less, that means about three of every four bank customers pay less than the cost of a gallon or milk or gas to get insured bank accounts with lots of convenient features.

 

Remember to Take Advantage of Early-Bird Registration for Georgia Banking School to Save Big

The Georgia Banking School is a unique learning opportunity for qualified, highly-motivated bankers and a challenging experience that requires full personal commitment. Your bank also makes a commitment to invest in tuition and your time away from the bank for one week during each of the school's three years. If you're considering attending Georgia Banking School as a first-year student, remember to register early to take advantage of Early Bird tuition. First-year applicants may register and pay by Jan. 16, 2015, and receive the early-bird price of $1,750. You'll save $125. One recent Banking School graduate had this to say about his time in Athens:

 

"The Georgia Banking School was a great experience for me. I learned a great deal from the curriculum - and I also learned a great deal from my fellow students. The time and effort commitment was a great investment in my career."  - Bryan Williams, vice president, The Citizens Bank, Nashville,
and 2014 Georgia Banking School Honor Graduate.

 

Join the freshman class of the 2015 Georgia Banking School and enroll today by registering here. We hope to see you next spring in Athens! Contact Kathy Friestad, 404.420.2024, with questions.

 

IRA Advanced Update and Review - Sept. 25

In a landmark case, the courts and IRS have re-defined the "once-per-12-month" rule. Banks must know about this so their customers can avoid huge IRS tax and penalty pitfalls. Come and learn about this and more from one of the most respected IRA experts in the country, Patrice Konarik of Sunwest Training Corp., at GBA's seminar Sept. 25. The seminar will be at The Brickyard Golf Club in Macon. Please click here to register for the seminar. With questions, please contact GBA's Danielle Driggers at 404.420.2002.

 

Fair Lending Seminar - Sept. 30

Examiners have a renewed interest in fair lending compliance, particularly for HMDA-reporting community banks. Banks are expected to implement fair lending compliance activities, including monitoring of lending policies, procedures and practices, loan personnel training, and second reviews of denied applications. Steve Moore, president of Bank Compliance Services, will provide an in-depth look at fair lending, including a detailed description of "side-by-side loan file analysis," common loan practices with potential fair lending effects, and other components of an effective fair lending program. GBA's Fair Lending seminar is scheduled for Sept. 30 at Idle Hour Country Club in Macon. If you're a compliance officer, compliance auditor or a loan officer, you can't afford to miss this one! To register, click here. With questions, please contact GBA's Danielle Driggers at 404.420.2002.

 


Key GBA Event Reminders
 

Compliance Conference
 

Sept. 24 - 26

Click here to register

IRA Update and Review Workshop

 

Sept. 25

Click here to register

 

Georgia BankPAC Classic

 

Oct. 1

Click here to register

 

President/CEO Conference

 

Oct. 12 - 14

Click here to register

Bank Accountant Conference

 

Oct. 12 - 14

Click here to register

Bank Counsel Conference

 

Oct. 12 - 14

Click here to register

Financial Risk Management Conference

 

Nov. 4 - 5

Click here to register

 


 

GBA Community Connections

GBA Members Strongly Support U.S. Troops and Veterans and Volunteer Branches for Food Collection

Click here to read about the latest good works by various GBA members. We want to share all that GBA members do to support their communities. Submit your community information to Bo Brannen and David Oliver.

 

Newsmakers

Read about all the Georgia Bankers making news this week...

 

C. Smith Shaw

 

Wade Tutterow

 

Shown above are the three executive officers and original organizers of Highland Commercial Bank, Left to Right, M. Greg Griggs, President, James H. Powell, Chairman and CEO and Beate F. Frank, Chief Financial Officer

 

Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.

 

GBA|U
 

 

Compliance Conference
Sept. 24 - 26
Macon

IRA Update and Review
Sept. 25
Macon

Fair Lending
Sept. 30
Macon

Georgia BankPAC Classic
Oct. 1
Forsyth

President/CEO Conference
Oct. 12 - 14
Greensboro

Bank Counsel Conference
Oct. 12 - 14
Greensboro

Bank Accountant Conference
Oct. 12 - 14
Greensboro

Information Security Officer Training
Oct. 16
Macon

FDIC Consumer Protection Workshop
Oct. 29-30
Macon

Financial Risk Management Conference
Nov. 4-5
Atlanta

Webinars

ABA Courses

Compliance Calendar

Lending Calendar

Ops/Tech Calendar

HR Calendar


Asset/Liability Calendar

Management Calendar


Security Calendar

Full GBA-U Calendar

 


Career Paths for Bankers
The 44 most-common bank job descriptions, the skills and competencies you need to have those jobs and links to training and development by job title.

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