September 2, 2016    

Advocacy in Action: GBA Goes to Class and Another Athens Stop

Students and business leaders in Athens this week got a heavy dose of GBA’s message about the importance of the banking industry and the recent good performance of the industry. On Tuesday, GBA President and CEO Joe Brannen spoke to two classes of University of Georgia Accounting graduate students. Brannen was the guest of Tim Keadle of the Porter Keadle Moore accounting firm, who is the class instructor. On Wednesday, Brannen was back in Athens speaking to the Rotary Club of Athens. He detailed the recent strong performance of our state’s banks and the key regulatory, technology, security and economic development trends for the industry. Brannen spoke at the request of Will Hodges, First American Bank & Trust, who is president of the club. GBA often speaks to banker and business groups to share the story about banking beyond the headlines. Click here to find out more…
Tim Keadle
Will Hodges and Joe Brannen

President/CEO Conference Session Spotlight

Learn Secrets to Competing in a Fintech World

Competition from non-bank financial service providers has accelerated. Achieving rapid transformation to foster new ideas and make smart use of new technologies is a major challenge for banks. The growing competition means that time is of the essence. How should you do this? What is the value at risk? What change is likely in the future? Chris Nichols, chief strategy officer, CenterState Bank, Walnut Creek, CA, will answer these questions while sharing the latest innovative processes and strategies that all banks should consider. GBA’s President /CEO Conference is Oct. 2-4 at The Ritz-Carlton Lodge, Reynolds Plantation, Greensboro. Conference brochures will be available soon but you can review the detailed agenda here. To register, click here.

Georgia Trend: How May We Serve You?

The folks at Georgia Trend magazine this month have a good story about community banking in Georgia. Four GBA members are highlighted: Ed Cooney, Affinity Bank, Atlanta; Bran Thompson, South Georgia Bank, Glennville; Bartow Morgan, BrandBank, Lawrenceville and Jimmy Tallent, United Community Bank, Blairsville. Each contributed stories about how their institutions are finding ways to foster growth as Georgia’s economy continues to expand. “The piece is a good news story about the commitment of bankers. It’s interesting to read about their diversity and what they’re doing to serve the needs of their borrowers. Their stories show the strength within the community of bankers we’re fortunate to have here in Georgia,” said GBA President & CEO Joe Brannen. Here’s a link to the digital version of the article.

Member Profile

Bedsole Busts Myths about Compliance Officers

The one thing BankSouth’s Jim Bedsole wants the world to know about bank compliance officers is that they’re not “lonely, introverted nerds who like to catch people making mistakes.” Bedsole tries to break out from that stereotype at his bank by using humor, focusing on teamwork and finding ways to say yes to things. And in his spare time, he’s a pilot who, as a kid, had dreams of becoming an astronaut. Read more about Bedsole, who is chief compliance and risk officer at BankSouth in Greensboro in this week’s GBA member profile. Bedsole is also chair of GBA’s Compliance Committee and GBA Compliance School board. Our Compliance Conference is coming up Sept. 14-16 in Macon (there’s still time to register…) and enrollment is open for the 2017 GBA Intermediate Compliance School session in Athens next May...

Compliance Conference, Sept. 14-16

How to Build an Effective Compliance Management Program – 6 Key Objectives

Building an effective and successful compliance management system isn’t easy. That’s why we’ve got an expert who can help. On Day Three of the GBA Compliance Conference, Pamela Perdue, Continuity Control, will explain how implementing six key objectives and using the Uniform Compliance Management System Model wiil have you ready to deliver a less expensive and more accurate compliance program. Click here to register and see agenda/hotel details. Remember, you may register to attend just Day 1, just Days 2-3, or the full conference, which will be Sept. 14-16 at Middle Georgia State University in Macon.

Women in Banking Conference Committee Meets

Interest rate risk management, technology, cyber security, exams, telling the bank’s story, attracting, motivating, rewarding and retaining employees and launching the next generation of leaders were the recurring themes discussed this week by the committee that directs GBA’s Women in Banking Conference. The committee met to start planning the 2017 conference, which will be Feb. 4-5, 2017 at The Federal Reserve Bank, Atlanta. Members of the committee are...

FDIC Quarterly Profile

Industry Earnings up 16.5 Percent in Second Quarter

Our state’s banks bested national averages for earnings growth and credit quality in the second quarter according to the FDIC’s statistics released this week. Georgia’s 192 state-based FDIC insured banks earned $799.8 million in the second quarter of 2016, an increase of 16.5 percent over the same period in 2015. Total deposits, loans and assets all increased from the same quarter in 2015 as well as year-to-date numbers. “The economy continues to steadily grow and that equates to continued good momentum for our state’s banks” said Joe Brannen, GBA president and CEO in our news release to statewide media. “The state’s banks are performing well, have money to lend and are eager to compete for family and business loans and accounts.” Click here for a chart showing other highlights for Georgia-based banks from the FDIC’s announced results…

Ethical Issues in Bank Representation to be Discussed at Bank Counsel Conference

Join Mark Kanaly, Partner, Alston & Bird, LLP, Atlanta and Bill Custer, Partner, Bryan Cave, LLP, Atlanta, at GBA’s annual Bank Counsel Conference, as they explore the ethical issues lawyers face in providing regulatory, transactional and litigation advice to their bank clients – all told through the eyes of a newly minted in-house lawyer working at a large bank. Topics to be discussed are common issues confronted in dealing with other lawyers -- including both internal and external counsel, as well as in practicing together with the lawyers representing the banking agencies. The conference is on Oct. 2-4 at the The Ritz-Carlton Lodge. Check out the detailed conference agenda, and register now...

Great Networking Opportunities at Bank Accountant Conference

Don’t miss the opportunity to network with your fellow bank accounting professionals at the breakfast meeting on Oct. 12 at the GBA Bank Accountant Conference. Ron Mitchell, partner at Mauldin & Jenkins, Atlanta, and Tim Keadle, partner at Porter Keadle Moore, Atlanta, will co-lead the meeting for Bank Accountant Conference attendees to discuss issues in the banking industry as they affect the accounting profession. Feel free to e-mail Ron and Tim with suggestions about topics. The conference will be held in conjunction with the annual President/CEO Conference and Bank Counsel Conference, so networking with those professionals is also a highlight of the program. Look for a conference brochure in the next GBA Bulletin. To register for the conference, click here...

Devices Drive Shift in Consumer Banking Preferences

Mobile banking is now the second-most-preferred form of banking by consumers, supplanting branches in terms of transaction preference. Internet banking by laptop or PC was the clear leader again at 55 percent in the annual ABA survey of consumer preferences. Mobile preference shot up to 18 percent to take the second spot, and branch banking fell to third at 14 percent. The mobile category is defined as banking by mobile phone, tablet device or PDA. Read more details here…

FHLBank Atlanta Election of Directors

The Federal Home Loan Bank of Atlanta (Bank) is conducting an election to fill two member directorships and two independent directorships on its board of directors. Eligible institutions in North Carolina and Virginia will elect one member director in each of those states. Eligible institutions in the Bank’s district at-large will elect two independent directors, one of whom is a public interest independent director. All elected directors will serve four-year terms that begin on January 1, 2017. With respect to the independent directors, the board of directors nominated the following individuals...

FDIC Consumer Protection Workshop Set for Nov. 2-3

GBA and CBA are partnering with the FDIC Atlanta Regional Office to offer the fourth installment of itsConsumer Protection Workshop seminar series Nov. 2-3 at the FDIC’s Atlanta training facilities. This interactive 1.5-day event is designed to provide information on current topics of interest and enhance knowledge of consumer protection laws and regulations. FDIC presenters and participants will include regional and local managers, regional specialists and review examiners and senior compliance examiners. The agenda is a mix of in-depth, regulation-specific topics as well as broad compliance management system aspects. Regulatory areas of discussion include...

GBA-U Seminars

The New CECL Model, Director Training, BSA Basics and More

GBA-U seminars are designed to offer bankers new perspectives, the tools to progress in their careers and specialized compliance training that is critical in the ever-changing regulatory environment. Click here for some of our in-person sessions coming up in Macon...

Financial Risk Management Conference, Nov. 16-17

Balance Sheet Management Panel to Discuss Strategies for Maximizing Earnings

At this fall’s GBA Financial Risk Management Conference, Nov. 16-17 at the Atlanta Marriott Northwest in Atlanta, attendees will find an excellent balance of updates (economic, regulatory, legal), lessons learned from banking and industry professionals, networking with colleagues and vendors, and several deep-dive sessions that will enlighten and challenge. For example, a Strategic Balance Sheet Management Panel will focus on the entire balance sheet and explore opportunities for banks to maximize earnings. Click here to see who’s on the panel and register today to save $50…

2016 BankPAC Campaign Update

It was a strong week for the 2016 BankPAC Campaign and the BankPAC Board of Directors hope that those who haven’t contributed yet, plan on doing so in support of this industry wide effort. The GBA StatePAC and GBA FedPAC contribution forms as well as the payroll deduction form for the GBA FedPAC provide easy guidelines to get the campaign started in your bank. Please take a look at how your GBA Group is doing compared to its goal and get your contributions in today. We also invite GBA Associate Members and Bank Counsel Section members to join in our political efforts by contributing to the GBA StatePAC. There are two ways to do this: by participating in the 2016 BankPAC golf tournament on October 17 or by contributing directly to the fund. Thanks to all of these banks, bankers and Associate Members for their contributions to the GBA BankPAC this week...

Upcoming GBA-U Webinars

Electronic Transactions, Safe Deposit Box and Secrets of Success Courses

A GBA Webinar is a great way to quickly get the training you need without travel or time out of the bank. Webinars are live and allow time for questions and answers. The $265 registration price gives you access to one web site "seat," one telephone site license and all handout materials. If you can't attend the webinar, you may buy the audio CD, handout materials and a password to see the session online. With questions, please contact GBA's Katina Prokos at 404.420.2021. Click here for a sample of upcoming offerings. Check the GBA-U Calendar of Events at for more details.

New Courses! Banking Fundamentals

Banking Fundamentals includes three 4-week courses that combine the principles of the banking industry with real-world application—in a flexible and targeted format. Ideal for emerging bankers or bankers seeking to gain a broader understanding of today's changing world of financial services, Banking Fundamentals is a fully online, interactive series of courses offered in an entirely new learning style. See a brief video overview of the program here. To find out more about this ABA course contact Alison Moreau, 404.420.2034.

The GBA Job Bank Gets Results

The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA’s Bo Brannen at 404.420.2014.

TalentQuest Acquires Purpleframe Technologies

GBA Strategic Partner TalentQuest (TQ), a leading provider of comprehensive talent management software, recently announced the acquisition of Atlanta-based Purpleframe Technologies. Purpleframe creates learning and assessment experiences through a proprietary development approach. Their solutions include…

Meet GBA Strategic Partner First Advantage

GBA is pleased to endorse the Employment Background Screening and Fingerprint Services available through First Advantage, a Symphony Technology Group company and leading global provider of screening analytics and identity solutions. First Advantage screening solutions help provide confidence that your bank is making sound staffing decisions. First Advantage's background checks empower you to make the right decisions quickly about the people you hire—-whether they are contractors or employees. Best practices allow you to manage workflow efficiencies more effectively and maximize the value of your investment. Benefits include…

GBA Community Connections

We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Bo Brannen and David Oliver. Here's our latest installment...

Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen.