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September 22, 2017

Group 10 out Big for Final GBA 125th Anniversary Member Meeting
A big crowd was on hand Tuesday in Athens for our 10th and final 125th Anniversary Member Meeting. As has been the case throughout the meetings, attendees heard from GBA leaders and volunteers about their backgrounds in banking and the value GBA has brought to their careers and their banks. Group 10 board member Rhodes McLanahan, First American Bank & Trust Company, Athens, led the meeting, and former chairman Jackson McConnell, Pinnacle Bank, Elberton, shared GBA’s background story. Volunteers who shared their career stories were Leadership GBA Vice President Andrew Ainslee, Bank of Madison, Asset Liability Management Committee Chair Scott Wilson, Pinnacle Bank, and Community Bankers Committee Chair Dawn Griffin, Liberty First Bank, Monroe. See details and what GBA Chairman Palmer Proctor had to say about our events...

Iffy Arbitration Rule Takes Effect, Efforts to Void Continue
The CFPB’s final rule that severely constricts the use of mandatory arbitration agreements in consumer financial contacts went into effect Monday. The agency Friday issued a small entity compliance guide about the rule. Compliance is required on or after March 19, 2018. The compliance guide details who is covered by the rule, language that’s required in certain arbitration agreements and record submission rules, among other items. GBA and others continue to oppose the rule, and we’re optimistic that Congressional Action will move forward to void the rule.

Last Call for GBA’s President/CEO, Bank Counsel and Bank Accountant Conferences
There’s still time to register for GBA’s President/CEO, Bank Counsel or Bank Accountant Conferences on Oct.1-3 at The Ritz-Carlton Lodge, Reynolds Plantation, Greensboro. The conference agendas are packed with timely information. You’ll also have several opportunities to network with your fellow bankers, bank attorneys and accounting firms. So be sure and register today! With questions, please contact GBA’s Susie McGehee at 404.420.2010.

Member Profile: Barber Encourages Bankers to Build Diverse Skills
GBA’s Group 7 board member Ken Barber coaches his 10-year-old son’s baseball team, so it should be no surprise he’s got a quick pitch when it comes to advice for young bankers, too. “I always tell young people to study business and try to find a position that will allow them to see all parts of the bank,” he says. He advises them to also consider bank operations and accounting, and to look to eventually transition to lending. That’s just some of the wisdom he shares that he’s learned from a 41-year career in banking. Learn more about Barber, president and CEO, ServisFirst Bank, Atlanta, in this week’s GBA member profile here…

FDIC and Fed Could Be Subject to Appropriations Process
The ABA and ICBA wrote to members of the Senate Appropriations Committee leadership yesterday urging them to reject provisions included in the House appropriations bill for FY2018 that would bring the FDIC and the non-monetary functions of the Federal Reserve under the appropriations process. The groups noted that such a change would disrupt the current fee structure that banks have already incorporated into their business plans, potentially requiring them to divert additional resources away from serving customers. Read the letter and with questions call Joe Brannen at 404.420.2026 or Elizabeth Chandler at 404.420.2027.

Compliance Conference Held This Week
Compliance professionals from GBA banks across the state gathered this week in Macon for a heavy dose of compliance-related education, updates, and networking. The conference kicked off on Wednesday with a celebration of GBA’s 125th Anniversary and a commemorative nod to the Macon locale as the place where GBA was founded in 1892. The
GBA Compliance Committee, which plans and hosts the annual conference, is led by chair Janna Elrod, SVP of Compliance, BSA, CRA, and Internal Audit at First Landmark Bank in Marietta, and vice chair Sterling Williams, chief risk officer at BrandBank, Lawrenceville. More highlights here...

Regulatory Guidance about Hurricane Relief Updated
The FDIC earlier in the week updated its statements about efforts by banks to help customers affected by Hurricane Irma to include banks in Georgia. The guidance states that prudent efforts to help customers will not be subject to examiner criticism, and outlines the type of actions such as ATM and other fee waivers and reasonable loan payment extensions that are considered prudent.
Read the updated statement here.

Loan Documentation Seminar – Sept. 27
There’s still time to register to learn how to prevent loan losses at GBA’s Loan Documentation seminar Sept. 27 at The Brickyard Golf Club in Macon. This full-day seminar is designed to help your bank avoid unnecessary losses through the implementation of proper loan structuring and documentation techniques.

Internal Audit Seminar – Sept. 28
Don’t miss GBA’s next Internal Audit seminar presented in partnership with Crowe Horwath, LLP, on Sept. 28 at Idle Hour Country Club in Macon! Mike Thomas, partner, Crowe Horwath, LLP, will lead a practical, hands-on discussion of effective practices in auditing the Electronic Funds Transfer function, the deposit function and the branch operations function as well as recent trends in financial institution fraud.

Georgia BankPAC Golf Classic – Oct. 18
Registrations are rolling in for
Leadership GBA's annual Georgia BankPAC Classic scheduled for Wednesday, Oct. 18, at The Club at River Forest, Forsyth. It’s a great opportunity to invite your legislators and directors to meet and play golf with your colleagues. This two person scramble tournament is sure to be fun plus you’re helping GBA’s StatePAC. Registration is $150 per person, $250 per team or $450 for a team and hole sponsorship ($100 savings!). The proceeds will be donated to the GBA StatePAC. To register, click here. Or if you’d like to be a tournament sponsor, click here review available sponsorship opportunities. Please call GBA’s Susie McGehee at 404.420.2010 with questions about the tournament.

2017 BankPAC Campaign Update
How is your GBA Group measuring up during the 2017 BankPAC Campaign? Take a look at the overall campaign progress here. Here are your fundraising guide and contribution forms for easy use when your bank makes a contribution to the StatePAC and eligible employees and directors make personal contributions to the FedPAC. Eligibility and suggested contributions are included on the contribution forms. With questions, please call Elizabeth Chandler at 404.420.2027. Many thanks to the CEOs of the following banks making a contribution to the GBA StatePAC this week:

The Information Security Officer (ISO) Seminar – Oct. 19
Current and prospective ISOs, network administrators and compliance officers can all learn more about the regulatory requirements and internal responsibilities of an ISO at GBA’s Information Security Officer seminar Oct. 19 at The Brickyard Golf Club in Macon. Tom Hinkel of Safe Systems will address regulatory expectations as well as reporting to the board of directors, coordinating with network administrators, leading the IT Steering Committee, interfacing with auditors and examiners and more. Participants will receive helpful checklists and whitepapers as well as Certificates of Completion. Register by Oct. 11 for the early-bird price of $225 per person. Click here to register online...

Marketing Peer Group Oct 24:
CRM Session and Roundtable Discussion

GBA member bank and Associate Member marketing officers and any banker with marketing responsibilities will not want to miss the next Marketing Peer Group Meeting Oct. 24 at Idle Hour Country Club in Macon. Thanks to GBA's Marketing Committee for planning a program with timely sessions on the tools and strategies that will keep your bank relevant in today's environment. Kicking off the meeting will be Al Suosso, solutions specialist with Jack Henry & Associates, discussing customer relationship management (CRM) sales and service planning tools. Roundtable discussions will begin after lunch. Topics include available resources, sharing experiences and hot topics. Registration is $125 per person. Click here to register online...

Southeastern Community Bank Symposium – Nov. 1
Attention Southeastern Georgia community banks! GBA along with Georgia Southern University Center for Excellence in Financial Services will host its annual Southeast Georgia Community Bank Symposium. This event is scheduled for Nov. 1 at the Nessmith-Lane Center, Georgia Southern University, Statesboro. It will feature leading industry experts who will focus on the many issues facing the banking industry today. A detailed agenda will be included in the Bulletin soon. Registration is $159 per person. Click here to register. With questions, please contact GBA’s Susie McGehee at 404.420.2010 or Katina Prokos at 404.420.2021.

Fall Financial Risk Management Conference Looks at Big Picture, Digs Into Details - Nov. 7-8
Be sure your fall professional education calendar includes the GBA Financial Risk Management Conference Nov. 7-8 at the Atlanta Marriott Northwest Hotel. At this year’s conference, we’ll take a high-level look at some issues, such as Trends Impacting Your Business in 2018 and Economic Expectations. We’ll also get into the weeds with a session on The ALCO Package - Best Practices for Preparation and Communication. Todd Patrick, SVP of Capital Markets at CenterState Bank, will lead a conversation among four Georgia bank CFOs who will discuss what information is necessary and what is critical in your ALCO package. Learn more here...

Registration Open for GBA 2017 Credit Conference
If you’re responsible for handling daily credit challenges in your financial institution, make plans now to attend the GBA Credit Conference Dec. 7-8 at the Atlanta Marriott Renaissance Waverly Hotel. Hosted annually by GBA’s Credit Committee, this conference draws about 100 bankers from around Georgia. This year’s program features an exceptional slate of professionals and sessions you are certain to benefit from. Hear from Banking Commissioner Kevin Hagler, economist Roger Tutterow and more...

GBA Schools By the Numbers - Tuition and Deadlines for Your Budget
With budgeting for the coming year at the top of your list, we've put together a checklist for tuition and deadlines for the 2018 sessions of Georgia Banking School and GBA Basic Compliance School, which will be held concurrently May 6-11 at the University of Georgia Center for Continuing Education and Hotel in Athens, GA. Click here for the checklist...

NEW-Legal Foundations in Banking
Legal Foundations in Banking presents the underlying legal structure for conducting the business of banking. This course covers key legal requirements affecting banks and bankers, as well as core language that must be understood to be effective. It provides the critical legal knowledge that every banker should know. Register here.

Banking 101 Courses Available
Banking Fundamentals includes three 4-week courses that combine the principles of the banking industry with real-world application. Ideal for emerging bankers or bankers seeking to gain an understanding of the changing world of financial services, it is an online, paperless, series of courses the combines peer collaboration with instructor guidance. The member price of each session is $215.

Upcoming GBA-U Webinars
A GBA-U Webinar is a great way to quickly get the training you need without travel or time out of the bank. Webinars are live and allow time for questions and answers. The $265 registration price gives you access to one website "seat," one telephone site license and all handout materials. If you can't attend the webinar, you may buy the CD of the recording, handout materials and/or a password to see the session online. With questions, please contact GBA's Katina Prokos at 404.420.2021. Here is a sample of upcoming offerings...

 

Fill a Job, Find a Job with the GBA Job Bank
The GBA Job Bank is among the most popular and valuable benefits we provide to member banks and bankers. The Positions Available and Bankers Available sections on our website consistently are among the most visited pages. Best of all, the service costs nothing for member banks and bankers. To make the process of posting a job or resume easier and to answer any questions you may have, we've developed this Q & A document as a resource. It outlines how to submit open positions and resumes, our deadlines and timelines for posting, and other helpful details. If you have any questions, please contact GBA's Bo Brannen at 404.420.2014.

GBA Community Connections
We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Bo Brannen and David Oliver, or if your company would like to sponsor this content, let us know. Here's our latest installment...

FNB Decatur County Donates
Morris Bank's Youth Advisory Council
Jones
Minshew

Koltz

Read All About It: Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's David Oliver and Bogan Brannen