Zone Certifications Available from Industry Leader
ServiceLink National Flood, LLC is one of the largest and
most experienced flood certification vendors, with over 25 years
of experience. As a GBA
ServiceLink National Flood
provides GBA members with outstanding service, and competitive
pricing for flood zone certifications. Please give them an
opportunity to win your business. Contact
ServiceLink National Flood's SVP of Business Development at
800.833.6347 x 641.
Access to Multiple Distressed-bank D&O and Bond
Insurance Markets, Coverage Available for Banks of Any Size from
McEver & Tribble
GBA Strategic Partner
McEver & Tribble has access to
multiple distressed-bank D&O and Bond Insurance markets and can
provide regulatory coverage for banks of any size.
Hayward McEver with questions at 404.949.3825. at 404.965.5225 with questions.
Five Reasons Banks Choose Q2 for Virtual Banking Solutions
Q2 virtual banking platform enables banks to extend their brand,
grow their business, and engage their account holders through a
virtual banking experience that connects banks to their account
holders, who expect and appreciate a unified banking experience that
enables engagement anytime, anywhere, via any device. For nearly a
decade, Q2 has helped banks thrive and gain a competitive advantage
through integration of its "The Power of One" philosophy: one
platform, one interface to the core, one management view, and one
unified user experience across all devices and all channels. Here
are five reasons that banks all over the country are choosing Q2's
virtual banking platform...
Find a job, post a job
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BANKSTAT Management Reporting and Analysis
Retirement, Pension and
Georgia Financial Directory
Thumbprint Signature Program
Tips for Talking to
Customers about the Possible Home Depot Data Breach
news of an investigation into a possible large data breach at Home
Depot is sure to generate some concern and questions from bank
customers about how banks protect customer accounts tied to debit
cards or credit card accounts. For customers, the important thing to
know is they are not liable for any fraudulent charges. Merchants
are also quick to point this out, and that's good. But what always
goes unsaid by them is that banks and card issuers bear most of the
cost of making customers whole for account fraud, not the merchants.
We've updated our Communications Guide about identity fraud and
account protection to help you talk to customers and others about
the issue of data breaches.
the guide here. With questions, contact
David Oliver, 404.420.2036.
Hear About Current Trends in Banking at
Upcoming President / CEO Conference
Now that credit is
improving, what's next? Join a panel of experts, as they discuss the current trends and how they impact
M&A, new lines of business, growth and branching. Some other topics
include interest rate risk, cyber security, vendor management, third
party risk, internal controls, corporate governance, compliance
trends, trends in consolidation, strategic planning and more.
is Oct. 12-14 at
The Ritz-Carlton Lodge,
Reynolds Plantation, Greensboro. Conference brochures have been
but you can also register online.
See who's going to be on the panel and link to hotel booking
information and other details here...
Legal Issues Banks are Facing to be Discussed at
Bank Counsel Conference Panel
At our Bank Counsel
Conference coming up in October, join Bo Fears,
Deputy Commissioner of Legal Affairs, Department of Banking and
Finance, Atlanta, Mark Kanaly, Partner, Alston & Bird, LLP,
Atlanta, and Walt Moeling, Partner, Bryan Cave, LLP,
Atlanta as they discuss the current legal issues faced by banks. Topics include TruPS,
virtual currency, 382 Rights Plans, M&A developments, merchant
acquired limited purpose banks, fiduciary duties and much more.
Bank Counsel Conference will be held concurrently with our
President/CEO Conference and Bank Accountant Conference.
Access hotel booking information and other details about the Bank
Counsel Conference here...
Here's What People
are Saying About GBA's Bank Accountant Conference Coming up
annual Bank Accountant Conference is Oct. 12-14 at The Ritz-Carlton
Lodge, Reynolds Plantation, in Greensboro, and will be held in
conjunction with the GBA's President/CEO Conference and Bank Counsel
Conference. This is a fantastic opportunity to meet with your
fellow accounting professionals, bank attorneys, and presidents and
chief executive officers from Georgia's banks. This is the fourth
year that a separate conference for accountants has been held, and
it's been a valuable and successful addition to that will help you
serve your bank clients. You'll also get necessary information to
apply for CPE credits for attending.
Here's what accountants are
saying about the conference...
New FHLB Membership Rules Raise Concerns
The Federal Housing Finance Authority (FHFA)
sent a proposed rule to the Federal Register that would
affect FHLBank membership requirements. The proposal would establish
a new quantitative one percent mortgage test for all FHLBank members
on an ongoing basis and would require those members subject to the
10 percent residential mortgage loan requirement to adhere to this
requirement on an ongoing basis. The 10 percent component is a
change because members must currently meet the
10 percent threshold only upon joining a FHLBank. GBA, on behalf of
its members, requested that the FHFA extend the original 60-day
comment period by an additional 60 days to allow adequate analysis
and comment on the proposal.
link to our letter...
Democracy Days Go
Vote Campaign Kicks Off
are encouraged to participate in a GBA campaign to get out the vote
from bankers and their customers. GBA's Democracy Days campaign
provides banks with a kit of materials to encourage bankers and
customers to register to vote and vote in the fall elections. "It
was an easy decision for Liberty First Bank to participate in this
program. Our name represents those liberties we all desire!" said
Liberty First Bank CEO Dawn Griffin, whose bank was the
first to sign up online to participate.
Access all the helpful voter
information that GBA has put together for you here...
Bankruptcy Court Rules in Favor of Trust
We have received
a number of questions from our members about the involuntary
bankruptcy proceeding brought against FMB Bancshares, Inc.,
Lakeland, by holders of its trust preferred securities. On Aug. 29,
the U.S. Bankruptcy Court denied FMB's motion to dismiss the
bankruptcy petition, meaning that the bankruptcy of the holding
company will go forward.
Get more details about the decision here...
GBA Compliance Conference: In Their Words
"This Conference is my One-Stop
Shop for Compliance"
Compliance Conference is less than a month away and is sure to be a
hit. With over 100 bankers from all over the state already
registered, we're expecting a big crowd.
There is still plenty of time to sign up if you've been on the
fence. We recently asked members of our
Committee to share what they value about the GBA Compliance
Conference, and got a ton of good feedback:
GBA Compliance Conference provides a one-stop shopping resource for
regulatory updates, changes and hot topics for the entire alphabet
soup, from BSA to Reg DD. It is also a good resource for CRCM and ACAMS
continuing education credits. While all sessions provide beneficial
pieces of knowledge and takeaways, I always have an "ah
ha" moment during the the peer exchanges (round tables discussions).
This is a good way to hear how other banks are dealing with the
same challenges my bank is facing."
Past GBA Compliance Committee Chair and BSA/OFAC and Regulatory
Compliance Officer, Private Bank of Buckhead, Atlanta
Read more about what Chastain is looking forward to and access
online registration for the Compliance Conference here...
Attention Central and South
FDIC Consumer Protection Workshop - Oct. 29-30
FDIC Atlanta Region is pleased to announce the third installment of
its Consumer Protection Workshop seminar series. This
workshop is an interactive one-and-a-half-day event designed to
provide information on current topics of interest and enhance
knowledge of consumer protection laws and regulations. FDIC
presenters and participants will include regional and local
managers, regional specialists and compliance examiners. GBA and CBA
are partnering with the FDIC Atlanta Regional Office to offer this
informative workshop. This workshop is Oct. 29 and
30 at Idle Hour Country Club in Macon.
See more info and download a registration
flyer here. Contact
404.420.2002, with questions.
New Georgia Banking
a look at our latest version of the quarterly Georgia Banking Update
we produce as a resource for members. This edition has some new
features, including an infographic highlighting key statistics and
performance measures. The report also includes a detailed overview
of the most recent Georgia bank performance statistics from the FDIC
Quarterly Banking Profile and a thorough list of important state and
federal regulatory and legislative issues. It also takes a look at
the changing Georgia banking landscape in relation to the
consolidation trend that's occurred during the past 20 years.
Access the report here....
Seminar - Sept. 30
Examiners have a
"renewed" interest in fair lending compliance, particularly for HMDA-reporting
community banks. Banks are expected to implement fair lending
compliance activities, including monitoring of lending policies,
procedures, and practices, loan personnel training, and "second
reviews" of denied applications. Steve Moore, president of
Bank Compliance Services, will provide an in-depth look at fair lending,
including a detailed description of "side-by-side loan file
analysis," common loan practices with potential fair lending
effects, and other components of an effective fair lending program.
seminar is scheduled for Sept. 30 at Idle Hour Country Club in
Macon. If you're a compliance officer,
compliance auditor or a loan officer, you can't afford to miss this
To register, click here. With questions, please contact GBA's
Fed Beige Book Outlook
Growth Expected for Remainder of Year, QM Rule Cited for Lending
auto, travel and tourism and housing reports highlight the Federal
Reserve's Beige Book economic overview for its Sixth District from
July to mid-August. "Most firms continue to be optimistic and expect
higher growth over the remainder of the year," the report said.
See what the report mentioned about lending demand here...
Financial Risk Management Conference Agenda
Financial Risk Management Conference is Nov. 4-5 at the Cobb
Galleria Centre in Atlanta. GBA's Asset/Liability Committee, host of
the annual conference, has planned an excellent agenda of topics and
Click here for a snapshot of the agenda and look for more details
This Georgia Banker Says
Support the GBA StatePAC at the Annual Georgia BankPAC
A fun way to contribute to the GBA StatePac campaign is by participating in
Leadership GBA's 13th-annual
BankPAC Classic Wednesday, Oct. 1, at The Club at
River Forest in Forsyth.
See what GBA board member and
Executive Committee President Parrish
Clark with Guardian
Valdosta had to say about participatiing and see who contributed to
the GBA BankPAC this week...
FHLBank Atlanta Directors by Sept. 26
The Federal Home Loan Bank of Atlanta is
conducting an election for member directorships and eligible
institutions in Georgia will elect their member director. The
elected director will serve a four-year term beginning Jan. 1, 2015.
The nominees for the Georgia member directorship are...
Update / Review Workshop - Sept. 25
a landmark case, the courts and IRS have re-defined the
"once-per-12-month" rule. Banks must know about this so
customers can avoid huge IRS tax and penalty pitfalls. At this
seminar you will be taught to separate fact from fiction for the
more technical areas of IRAs. Too many times so-called experts post
things on the internet that are vague or many times fabricated about
retirement account rules and regulations. IRAs are a specialized
area requiring expertise. Come and learn from one of the most
respected IRA experts in the country, Patrice Konarik of
Sunwest Training Corp., at GBA's seminar Sept. 25. The seminar
will be at The Brickyard Golf Club in Macon.
Please click here to register for the seminar.
With questions, please contact GBA's
a $250K Winner and
Customer Appreciation Take Center Stage
Click here to read about
latest good works by various GBA members. We want to share all that GBA
members do to support their communities.
Submit your community information to
Read about all the Georgia Bankers making news this week...
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
Marketing Peer Group
Sept. 24 - 26
Oct. 12 - 14
Bank Counsel Conference
Oct. 12 - 14
Bank Accountant Conference
Oct. 12 - 14
Full GBA-U Calendar
Career Paths for Bankers
The 44 most-common bank job
descriptions, the skills and competencies you need to have those
jobs and links to training and development by job title