Dec. 22, 2023  

Merry Christmas and Happy Holidays from GBA

From our GBA family to yours, we wish you a merry Christmas and happy holidays. At the top of our holiday wish list is for everyone to enjoy a festive, safe and memorable season with your families and other loved ones. We look forward to another amazing year of serving our members in 2024. Unless there is some critical breaking news, we won't be publishing an E-Bulletin next week, so look for our next edition the following week.



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DBF Fraud Survey Results Released

Thanks to member banks that chimed in with data for the Department of Banking and Finance’s recent survey about various types of bank fraud. Seventy-nine banks and credit unions provided data, and the results were shared earlier this week with participants, GBA and other survey partners. Check fraud is the most prevalent type of fraud right now. Most fraudulent checks enter the system through mobile deposit or are presented in person, stolen checks -- mostly believed to be from mail thefts -- are most common types fraudulently presented, and counterfeit checks, altered checks and forced endorsements are noted as the next most common. We shared some additional analysis in our weekly leader update email. While it does not fully capture the scope and amount of fraud, the details are a good representative sample of what’s happening in the market, and it is data that’s not been collected before. Again, our thanks go out to the Department for their work, especially Deputy Commissioner for Supervision Melissa Sneed and Director for Supervision Kevin Vaughn. Applause also is due to a GBA fraud task force comprised of Operations & Technology Committee member Sam Drennen, First American Bank & Trust Company, Security Committee member Jennifer Whitmire, AB&T, and Crystal Huffman of the Fenimore Kay Harrison law firm, who provided input to the DBF for the survey questions. Look for more to come on this, as we’ve got a more detailed survey in the field to Operations and Technology Conference registrants that will help identify some best practices for combating fraud. Results will be presented at the conference, which is Feb. 28-March 1.


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Leader Updates

EV Usage, AI at Banks and FOMC Analysis

Our series of regular email updates to CEOs, committee members and other key leaders continued this week. Topics included:

  • Electric Vehicles: With our state being among the those with the most significant investments and jobs being created around electric vehicles, we shared some Axios data and maps about EV usage in Georgia and nationally. Forsyth and Fayette were the Georgia counties where the most EV miles were driven per day.



  • Artificial Intelligence: We shared a thoughtful article about how banks are using Artificial Intelligence from Julia Gutierez of Compliance Alliance, of which GBA is among the owners.


If you’d like more information about any of those topics, contact Joe Brannen, 404.420.2026


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New FDIC Signage, Deposit Insurance Misrepresentation Rule Finalized

The FDIC this week approved a final rule to modernize requirements for displaying official FDIC signs in banks and digital channels. The emphasis is on helping consumers easily distinguish between products covered by deposit insurance and those that are not. The rule mandates the display of official and digital signs, differentiating between deposit and non-deposit products across all banking channels. Banks must establish compliance policies, including monitoring third-party activities related to deposit services. The rule includes flexibility for existing ATMs and clarifies expectations in challenging circumstances. The rule takes effect Jan. 1, 2025. Read the rule here.


Related: Holiday Closing Decal Sets for 2024 Still Available


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Year-End Savings on Webinar Subscription Service – Act Now!

As 2023 comes to a close, we're excited to offer an exclusive year-end promotion. From Dec. 18-31 enjoy a 10% discount on webinar subscriptions from OnCourse Learning using promo code YEAREND10. Why take advantage of this opportunity? You’ll lock in 2023 pricing, benefit from significant cost savings and utilize remaining 2023 funds for 2024 training plans.


How to Redeem:

This offer isn't valid on prior purchases or with other promotions.


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2023 BankPAC Campaign for The Win!

The 2023 BankPAC campaign had a very successful year, and we are most appreciative to all of our contributors. This important effort is critical to ensure that our industry’s voice is heard across federal and state levels of government, particularly with elections coming up in 2024. Members of the GBA BankPAC Board appreciate your support! See the results of this year's campaign here.


Thanks to the following banks for their support of the GBA StatePAC this week:

  • Bank of Camilla, David Wright, president & CEO

  • Georgia Primary Bank, Atlanta, David Coxon, president & CEO

  • Glennville Bank, Will Sheffield, president & CEO

Thanks to the directors, officers and eligible employees of the following banks and companies for contributing to the GBA FedPAC this week:

  • First National Bank of Griffin, Chuck Copeland, president & CEO

  • Georgia Primary Bank, Atlanta, David Coxon, president & CEO

With questions, please call GBA’s Elizabeth Chandler at 404.372.7893 or Bo Brannen at 404.731.9886.


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Sporting Clays Tournament Set to Support 2024 Georgia StatePAC Campaign

Lock and load your calendar for Feb. 8 to take part in the seventh-annual Georgia BankPAC Sporting Clays Tournament at Old Hudson Plantation in Sparta. All proceeds will go to the Georgia StatePAC*. There are registration options for four-person teams, individual shooters, as well as sponsorship opportunities. Click here for more details and to register. Thanks to our event sponsors: Bank of Madison; Cash Transactions, LLC “CashTrans”; Farmers and Merchants Bank; FHLBank Atlanta; First Carolina Bank; First State Bank; Mauldin & Jenkins, LLC; Northeast Georgia Bank; Point to Point Environmental; Safe Systems, Inc; and Steve H. Powell & Company. Contact GBA’s Kathy Friestad, 404.420.2024, with questions.


* The GBA StatePAC contributes only to candidates running for state-level office such as the Georgia General Assembly, the Governor’s office and the Lieutenant Governor’s office.  Contributions can be made from an individual, from bank funds if you are a state chartered bank or from a national bank holding company if the contribution is made from funds other than those resulting from the operations of the national bank.


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Register and Pay in 2023

Georgia Banking School – 2024

There is still time to register for the 2024 session of Georgia Banking School and pay your tuition from this year’s expenses or defer payment until 2024. Save $130 on tuition through March 1.



Georgia Banking School Details and Enrollment Access Here


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Exciting News!

GBA Compliance School Board Introduces Simultaneous Year 1 and Year 2 Sessions

In a groundbreaking move, the GBA Compliance School is set to offer both Year 1 and Year 2 concurrently in 2024! This unique opportunity is tailored for compliance officers and banking professionals with compliance responsibilities, including department managers. Seize the chance to enhance your career, foster personal growth, and bring added value to your institution. Enroll now to secure your spot.


GBA’s Compliance School will be April 28 – May 3, 2024, at the University of Georgia Center for Continuing Education and Hotel in Athens.  With questions, contact Aimee Corcoran, 404.420.2035.


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Kristen Stogniew

Speaker Lineup Announced!

BSA Summit, Jan. 29 – Feb. 1, Peachtree City

This year’s BSA Summit is set to deliver! Organized and facilitated by Kristen Stogniew, Esq., CFE, Saltmarsh, Cleaveland and Gund, attendees can expect a deep dive into the world of BSA compliance through a variety of sessions led by industry experts, including:

  • Jason Bradley, 5iron, Cyberfraud Update

  • David Kukura, Retired FBI, Investigating Fraud

  • Emily Dent, Mauldin & Jenkins CPAs and Advisors, Lessons from Recent Enforcement Actions

  • Sarah Beth Felix, Palmera Consulting, Enhancing your Risk Assessment; Operationalizing your Sancations Program

  • Melba Moody, Saltmarsh, Cleaveland, & Gund, CTRs and Continuing SAR Filings

  • Brad Rustin, Nelson Mullins Riley & Scarborough, Banking MSBs

  • Kristen Stogniew, Boot Camp for new BSA Officers and Supporting Staff, Training Lenders on BSA/AML, and value-added AML System Validations

And even more, including a Law Enforcement/Prosecution Panel featuring fan favorites, Taylor Fernandez, USPIS, and Rueben Fernandez, DHS, and our fireside chat with Melissa Sneed of the Georgia Department of Banking and Finance.


You don’t want to miss this lineup!  Join us in beautiful Peachtree City at the Hilton Conference Center, Jan. 29 - Feb. 1. Get all the details and register here.


Thank you to our silver sponsor, Mauldin & Jenkins CPAs and Advisors.


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2023 Bank Compliance Leader Award Nominations Now Open

GBA-owned partner Bankers Alliance is excited to announce the nomination period is open for its first Bank Compliance Leader Awards. Banks can recognize an individual in their compliance department who has had a positive impact not only as a compliance leader within the bank, but also in the community and industry. Download the nomination form here. Please email your nomination to The deadline for submissions is Feb. 29, 2024.


Award winners will receive:

  • A plaque and pin, which will be presented during the 2024 ABA Regulatory Compliance Conference. Learn more about that event, scheduled June 11-14, 2024.

  • Recognition in Bankers Alliance’s Access Magazine, newsletter, and other press releases distributed nationwide.

  • A digital badge representing the Bankers Alliance Compliance Leader Award, which winners can display across professional and/or social media platforms.

Nomination Criteria:

  • Nominee should have at least five years’ experience in banking compliance.

  • Nomination should be made a president/CEO or board chairman.

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Reserve Your Spot Today!

Heavy Hitters on Agenda for Jan. 24 at Legislative Forum & Reception

Start your professional year off right with our largest one-day event of the year, the Legislative & Economic Forum and Reception, Jan. 24 at The Ritz-Carlton Atlanta. Join your fellow bankers and colleagues as you learn all the fresh news and updates on the GBA advocacy and legislative fronts, as well as a look at the 2024 election year. Among the experts presenting to us will be nationally acclaimed political strategist John Ashford, The Hawthorn Group; Georgia Banking Commissioner Kevin Hagler; and Georgia Economic Development Department Commissioner Pat Wilson. We’ll also hear from a number of members of the Georgia General Assembly and constitutional officers as their schedules permit. The Forum will be from 3 – 6 p.m., followed by the reception from 6 – 7:30 p.m. Thanks to our event sponsors: FHLBank Atlanta, Point to Point Environmental, ServisFirst Bank, Correspondent Division, and Yarmouth & Choate. Sponsorships are still available for this event. Contact GBA’s Kathy Friestad, 404.420.2024, with questions. Get details and register here.


John Ashford Kevin Hagler Pat Wilson


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Embracing the Digital Frontier: Why Small Community Banks Hesitate, Yet Need to Launch Digital Banks

By Richard Rotondo, Monesty, a digital division of American Commerce Bank

In an era dominated by technological advancements, the banking landscape is rapidly evolving, compelling financial institutions to adapt or risk obsolescence. While larger banks have wholeheartedly embraced digital transformations, small community banks find themselves at a crossroads, torn between the fear of the unknown and the undeniable need to launch digital banks. This article by Richard Rotondo of Monesty delves into the reasons behind their hesitation and explores why embracing digital banking is not only essential but also an opportunity for growth. Read more here.


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IRA Merry-Go-Round, Feb. 6-7, Macon, MGSU

Facilitated by Loni Porta, director of education, Convergent Retirement Plan Solutions, anyone even remotely involved in IRAs will benefit from this intensive training. Whether you are looking to gain basic knowledge of IRAs, raise your comfort level, or sharpen your skills with the most up-to-date rules and regulations, the IRA Merry-Go-Round will cover it all. Click here for more details and to register. Contact Aimee Corcoran with questions, 404.420.2035.




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Exhibitor Registration is OPEN!

2024 Ops/Tech Exhibitor Booth Registration Now Open

Associate Members and GBA Strategic Partners are invited to exhibit at the 2024 Operations & Technology Conference coming up Feb. 28-March 1 at The DeSoto hotel in Savannah. Available slots are limited, so don't wait to sign up! Sponsorship opportunities are also available. This conference is hosted annually by GBA’s Operations & Technology Committee under the leadership of Chair Shan Venable, Altamaha Bank and Trust Company, and Vice Chair Mindy Green, Citizens Community Bank. Click here to access the event website with everything you need to know.


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Explore What Choice in Debit Looks Like with GBA Partner Discover Debit

A robust debit card portfolio can help you generate more revenue right now. Has your bank’s debit card program been on autopilot for too long? VISA and MasterCard will likely fight to keep your business, but Discover Debit wants to invest in your bank, your customers and your community. Recently-introduced cardholder benefits like credit monitoring and dark web monitoring backed by Experian® mean customers can feel more secure with their new debit card. By implementing Discover’s debit card program, you will also realize an immediate impact on your interchange income and expense. Discover® Debit is the only program that delivers superior economics, simplified rules, fee transparency and unmatched program flexibility. To find out more, contact Brian Harbin,, 678.325.9910.


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Convenient Training for New Lenders

Commercial Lending Training – Webinars


Breaking into Banking 101 – Fundamentals of Commercial Banking, Thursday, Feb. 22

Commercial banking can be intimidating because of its complexity and the risk-oriented nature of the work. This course is a clear and thorough introduction to the key concepts, terminology, and processes involved in credit and lending. It doesn’t assume much prior knowledge of the topic, so it’s ideal for those in their first year in the industry. Learners will walk away with a clear understanding of their job and how their specific role fits into the bank’s overall profitability goals. Click here to register.


Breaking into Banking 201 – Analyzing Repayment Sources, Wednesday, March 27

This 9-module online course is a “sequel” to the 101 course and is best taken after completion of that course, though it is not a prerequisite. The 201 course includes a case study and dives deeper into topics covered in modules 4, 6, and 8 of the 101 course: analyzing a borrower’s balance sheet, income statement, collateral, and risk ratings. Click here to register.


Both are presented by Andy Keusal, Keusal Learning. These online courses will be held by Zoom from 9:30 a.m.-5 p.m. EDT. The recording will be available to registered participants for one month after the live training. Here's an intro to the courses from the instructor:



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Shannon Fortson

Peter Faser

Registration now open!

Spring Programming at Middle Georgia State University in Macon

Registration for our spring programming is now open. Connect with your peers and gain the tools and expertise needed to excel in your role.

  • GBA’s Compliance Peer Group will meet on March 5. Attendees will discuss the industry’s latest hot topics and learn best practices to strengthen their bank’s compliance management program. Get all the details and register here.


  • Shannon Fortson of Pinnacle Bank will present the Personal Cash Flow Analysis Seminar, March 5. Through a combination of lecture and casework, participants will learn how to calculate sources and uses of personal cash flow. Secure your spot and register today.


  • Fortson will be back on March 6 to present the fan favorite Loan Documentation Seminar. Learn what’s needed to prevent loan losses through the implementation of proper loan structuring and documentation techniques. Register here.


  • Get the hands-on analysis training you need to determine a borrower’s capacity to repay a loan at the Business Cash Flow Seminar, March 7 with Peter Faser, a faculty member of the Georgia Banking School. Don’t miss out! Register today.

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Marketing Conference and The Power of Video Workshop, Jekyll Island, March 20-22, 2024

Get the scoop on the latest bright ideas for marketing your bank and its products and services. Planned by GBA’s Marketing Committee, Haley Barnes, BankSouth Mortgage, chair, the GBA Marketing Conference has two components. Our pre-conference workshop, presented by Ken Fehner, owner of The Social Gloo, will equip attendees with the knowledge and tools needed to create compelling videos for social media posts. The traditional conference follows, with programming covering the full spectrum of skills, best practices, latest trends and good ideas for practitioners. Attendees have the option to register for both workshop and conference, conference only or workshop only. Get all the details and register here.


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Tonya Parker

Tonya Parker to jump start program!

HR Professionals Institute, Jekyll Island, March 20-22, 2024

Tonya Parker is back! Join us for GBA’s annual HR Professionals Institute, where Tonya will jump start the institute through the exploration of each of our own “Inner Rules” and how they affect our ability to actively listen and empathize with others. Planned by GBA’s Human Resources Committee, Lance Whitley, Colony Bank, chair, attendees can expect invaluable connections, strategies, and tools needed to excel in their careers. Get all the details and register here.


Thank you to our sponsors! Platinum: Engaged Banker Experience and Silver: Yarmouth & Choate.


With questions, contact Aimee Corcoran, 404.420.2035.


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Registration Now Open!

Bank Security Conference – King and Prince Beach & Golf Resort, St. Simons

Registration is now open for GBA’s annual Bank Security Conference, April 10-12. Planned by GBA’s Security Committee, Melissa Dasher, SouthState Bank, chair, the conference agenda will include a polices and procedures workshop, sessions on security technology and equipment, fraud, mental health, and more. Secure your spot today! Get all the details and register here.


With questions, contact Aimee Corcoran, 404.420.2035.


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GBA Associate Member Athens Cleaning Company

Best Ways to Keep Your Branches and Offices Clean During Cold & Flu Season

Our thanks to GBA Associate Member Athens Cleaning Company for sharing these ten tips for keeping branches and offices clean during cold and flu season. With questions about any of these things, please contact Robbie Beck,, 706.799.3619, or visit

  • Make sure you or your high touch points are being wiped (light switches, door handles and desks).


  • Regularly dust off your light switches, outlets, and other small edges; look around the room for anywhere else that might collect dust. Dust can also be circulated through your heating and cooling systems by way of a dirty filter, so make sure to check those HVAC filters regularly.


  • Wash hands regularly. You can also add touch-free soap, paper towels, and sanitizer dispensers in the restroom, breakroom, and throughout the branch to reduce the chance of spreading germs.


  • Frequently clean and disinfect any high-traffic areas. Any time you have large groups of people congregate, whether for a meeting, office party, or conference, you should be diligent about cleaning and disinfecting afterward (or even during, if possible).


  • Get a humidifier. You want your staff to be comfortable during the colder months, but the downside to cranking up the heat is that the air tends to become dry. Sore throats, cracked lips and dry eyes, too, are common complaints amongst staff during winter, and are only exacerbated by the fact that the air in our workplaces is so dry. The good news is that a simple humidifier can help combat all of these problems.


  • Proper Handle of a cough - as children, we were taught that coughs and sneezes spread diseases, but coughing into your hand is almost as bad as coughing directly into a rapidly spinning desk fan. Keep your team stocked with tissues they can grab when they feel a cough or sneeze coming. Otherwise, tell them all to follow the vampire’s lead and direct their germs into their armpit rather than their hands.


  • Stock your break room with Teas. To build immunity and increase better health Offer Tea instead of sodas. Back off most of sugar intake, drink an anti- inflammatory/immune booster like rooibos tea, and use Lipton black/Yogi Breathe Deep if you start feeling inflamed. Hibiscus tea is also supposed to have a lot of antioxidants.


  • Keep electronics clean. Our phones and computers carry a lot of germs, so keep your desktop, laptops, phones, and keyboards germ and dust free by wiping them down with either a good antibacterial screen cleaning wipe or a microfiber cloth and a disinfectant spray. You can additionally spray a paper towel with a bit of water to get rid of fingerprints and other smudges.


  • Limit Eating and Drinking to Specific Areas. When things start to heat up at work, it makes it easier to have lunch and to stay at your desk whilst typing away. This however, creates an unhygienic habit and leaves your desk full of crumbs, liquid spills, lingering smells, and stubborn stains which also creates the perfect environment for bacteria to grow.. A designated eating spot will also deter staff from leaving dirty plates and cups at their desks, preventing unwanted mould and bacteria from building up.


  • Hire professionals! When, in doubt hire it out! Athens Cleaning Company specializes in office Cleaning, sanitizing, and making sure you remain healthy during cold and flu season.

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Ah-Choo: Telemedicine Key Benefit for GBAIT Members

With the flu, RSV, Covid, common colds and other crud out there these days, here’s a friendly reminder that members covered by GBA Insurance Trust health plans have access to no-cost, 24/7 telemedicine services through SentryHealth. Telemedicine can help you and your family avoid doctor's offices, added costs and copays. In most cases, you will be speaking with a doctor within 10 minutes, and the doctor can send prescriptions to your pharmacy of choice. Call 877.293.9355, ext. 2 anytime for telemedicine services. More details here.


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8 Keys to Teller Excellence, Fair Lending Essentials, Nailing Your Job of Head Teller and More

Here’s a sampling of upcoming webinars. 

Want to see the full webinar schedule? Check out our webinar calendar for a full list of upcoming webinars.


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Recruit, Retain and Develop the Best Bankers with GBA Career Solutions


GBA Job Bank

GBA will post open positions, free of charge, for GBA members. See the open positions in Georgia here. We will also post professional summaries for bank-job seekers on our Bankers Available page. To make the process easy and answer any questions, we've developed this Q&A. Please contact Katina Prokos, 404.420.2021.


Why Do People Choose Careers in Banking?

Whatever their talents, interests and educational background, there is a career in banking for them. Here are few good reasons to share with folks you know.


Save Big in Q4 with GBA Partner BankTalentHQ

Navigating the challenges of talent acquisition and retention is a daily task for banks. Beginning Oct. 1, bank employers can take advantage of 20% off a single 30-day job posting package with GBA partner BankTalentHQ. See the promo offer below for more information. Why post with BankTalentHQ?

  • Tailored Audience: The platform caters specifically to banking professionals, ensuring that your job post reaches the right people.

  • High Visibility: Partnering with 40 state banking associations across the country and the American Bankers Association, BankTalentHQ works collaboratively to promote your postings and attract talent to the industry.

  • Easy-to-use: With its user-friendly platform, posting a job and tracking applicants is easy.

To redeem your savings, visit, create an employer profile, and enter the code SAVE20BTHQ at checkout. Or, if you would like to set up a meeting with a member of the BankTalentHQ team to learn more, please email




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GBA Community Connections

We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Katina Prokos,, and David Oliver,, or if your company would like to s6onsor this content, let us know. Here's our latest installment:


Atlanta - Georgia Primary Bank

The bank collected toys for Toys For Tots and volunteered in the Toys For Tots warehouse this month.


Cairo - United National Bank

Bank employees raised $2,420 for their Chosen Christmas family at the Department of Family and Children’s Services.


Carrollton - American Commerce Bank

The bank’s Carrollton team made their "Jeans Friday" donation to Heaven in Your Home. In addition to serving comfort food to their customers, the restaurant team works to help out the local homeless population and low-income families in motels or assisted living facilities by providing meals during the holidays.


Dawson - Georgia Community Bank

Bank staff from various branches recently participated in Wreaths Across America at Andersonville National Cemetery, placing wreaths on headstones to honor those who gave their lives for us.


Elberton - Pinnacle Bank

The bank donated $10,000 to the Oconee County Sheriff’s Office Foundation, which will help provide the equipment, training and infrastructure deputies need to keep the community safe.


Hawkinsville - Planters First Bank

The bank made a donation to the Pulaski County Senior Center this week. The donation was made possible through funds collected from the 2023 Breast Cancer Change for Hope Challenge, as well as donations from Hawkinsville employees.


Macon - Oconee State Bank

The bank’s Macon team recently donated to Project Giving, an organization that has the mission to “Build Bridges of Hope” for families in the Middle Georgia community suffering from chronic medical illnesses and families with loved ones who become very sick.


The bank’s Macon Financial Center team also held a community holiday event with appearances by Ole Saint Nick and the Grinch as well as hot chocolate, ornament-making and Christmas selfies.


Milledgeville - Exchange Bank

The bank and its employees recently donated to Baldwin County Fire Department's Kid's Yule Love Toy Drive.


Perry - SunMark Community Bank

The bank recently presented its November Casual Cause donations to Toys for Tots.


Savannah - Carver State Bank

The Savannah Tribune recently began publishing Carver’s Classroom, a financial literacy series provided by the bank in partnership with Our Money Matters and the National Bankers Association Foundation. Read more here.


Savannah - First Chatham Bank

The bank recently provided toys and monetary donations to its friends at Union Mission, which serves the homeless and at-risk population in Savannah and surrounding areas.


Tifton - South Georgia Banking Company

The bank sponsors the Reach Scholarship program, supporting bright minds in Turner County and Tift County. Recently, bank team members had the honor of attending ceremonies where exceptional students were awarded this scholarship.


The bank recently completed a successful Toys for Tots drive.


Valdosta - CBCBank

The bank recently supported the annual Shop With a Cop event, where members of local law enforcement help make Christmas special for children within the community.


Warner Robins - SunMark Community Bank

The bank recently presented a five hundred dollar check to Central Georgia Technical College Rick Perkins Award winner for Instructor of the year, Sharoko Farley.



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GBA Newsmakers


Cochran - The Citizens Bank of Cochran and Community Bank of Dublin-Laurens County

Candace Wells Summerall has joined the bank as mortgage loan officer.


Commerce - Pinnacle Bank

Andy Cook has joined the bank as mortgage loan originator at its Commerce branch. 


Eastman - Great Oaks Bank

Bank director Wade Hall has been named the 2023 Warnell Distinguished Alumnus by the Warnell School of Forestry and Natural Resources at The University of Georgia. Read more here.


Gainesville - BankSouth Mortgage

The bank recently held a ribbon-cutting ceremony for its new BankSouth Mortgage branch in Gainesville.  


Jesup - PrimeSouth Bank

Loan Officer and Vice President Dylan Brinkley was named to the Jesup Press-Sentinel's second annual "Top 40 Under 40."


Madison - Bank of Madison

First VP, Branch Manager Robert Duvall was recently elected as vice chair of the Leadership GBA Board of Directors.


Milledgeville - Century Bank and Trust

The bank recently held events to celebrate Carolyn Hurt and Gayle Sanders upon their retirement.


Pelham - Family Bank

Rose West is retiring after 35 years at the bank with a reception on Dec. 29.


Watkinsville - Oconee State Bank

Clay Abington has joined the bank as senior vice president, treasurer. Read more here.


Atlanta - Burke Stelling Group

The Burke Group, LLC, a leading investment bank serving community banks, financial institutions, and other small businesses, recently announced its new name as Burke Stelling Group. Read more here.


Madison, AL - STS Group

Adam Stephens has been promoted to Chief Development Officer. Read more here.


Atlanta - GBA Retirement Services

Mandy Richards has been promoted to Senior Vice President, Retirement Services.



Candace Wells
Andy Cook Wade Hall BankSouth Mortgage



Dylan Brinkley Robert Duvall Carolyn Hunt Gayle Sanders



Rose West Clay Abington Adam Stephens Mandy Richards



Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's Katina Prokos.

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