Nov. 17, 2023  

Warm Thanksgiving Wishes from the Georgia Bankers Association

This season of Thanksgiving has us reflecting on the abundance of blessings that enrich our professional lives. Here are some things that fill our hearts with gratitude:

  • A community of caring members: Member bankers, Associate Members, Bank Counsel Section members, and Bank Accountant Section members serve their communities, clients and shareholders with great care and professionalism. Through the GBA, they unite in their efforts for the betterment of the industry.


  • An experienced, talented team of co-workers: Serving you is a privilege and a pleasure. Each member of our team invests their passion and expertise for the benefit of our members.


  • Our homes: Georgia shines as an extraordinary place to live, work and play. As we give thanks, we also acknowledge appreciation for the rights and freedoms we have as Americans.

So from the entire GBA team, we extend to you thanks and appreciation for your ongoing support. May your Thanksgiving be filled with joy and warmth, surrounded by those you hold dear. Our next Bulletin will arrive on Dec. 1, and we'll share any breaking news if needed.


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Advocacy In Action

Weigh in on Scope of Check Fraud

We encourage member banks to take part in a survey about check fraud launched this week by the Georgia Department of Banking and Finance (DBF). The survey will close Dec. 8, 2023, with results released to participants and partners by Dec. 15. 

  • Goal: The goal is to get granular details about the most common and costly types of fraud affecting banks in Georgia.


  • Who Got It: The DBF informed leaders at banks and credit unions it supervises about the survey earlier this week. The regional OCC office has concurred with DBF that nationally chartered bank participation would add helpful data to the survey, so OCC-chartered banks in Georgia will be hearing from the DBF about participating.


  • GBA Member Involvement: A GBA fraud task force comprised of Operations & Technology Committee member Sam Drennen, First American Bank & Trust Company, Security Committee member Jennifer Whitmire, AB&T, and Crystal Huffman of the Fenimore Kay Harrison law firm provided input to the DBF for the survey questions.


  • Other Partners: Community Bankers Association of Georgia (CBA) and League of Southeastern Credit Unions (LSCU).


  • Need Info? If your bank has not received survey instructions or if you have questions, contact Deputy Commissioner for Supervision Melissa Sneed at 770.986.1646 or

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Barber, Eiford, Stevens Attend National Advocacy Meeting

Georgia banks and bankers were well represented this week at the ABA’s Community Bankers Council Meeting in Washington, D.C. Georgia’s representatives to the council are Brad Barber, First National Bank, Greg Eiford, TC Federal Bank, and Oconee State Bank’s Neil Stevens. Barber said common concerns shared by attendees from around the country were pressure on net interest margin, cost of funding, liquidity challenges and how those issues are putting downward pressure on earnings heading in to 2024. “Our delegation shared updates on banking conditions in Georgia and some of the key advocacy issues important to GBA members. We have a lot of common challenges with our peers, but we also were happy to report that the industry overall is doing well in Georgia,” Barber said. The council meets semi-annually. Reach out to Barber, Eiford or Stevens if you have input you’d like them to share during future meetings.


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HPML, Reg. Z, Reg. M and Reg. V Updated

Regulatory agencies this week announced the following regulatory updates.

  • Higher-Priced Mortgage Loans Threshold (2024): Increased from $31,000 to $32,400. Higher-priced mortgage loans require a written appraisal based on a physical home visit, with exemption for loans of $25,000 or less, adjusted annually based on CPI-W. Details here.



  • Reg. V Amendment (2024): Maximum allowable charge for consumer reporting agency disclosures set at $15.50. Details here.

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Fresh Info Available in Georgia Banking Update

We’ve made some tweaks to our Georgia Banking Update publication available to all members and others. Here’s access to the latest version. You’re welcome to use the information as you talk with customers and civic clubs or visit elected officials. You may access the summary of all things Georgia banking anytime in the publications section of our website. With questions contact David Oliver, 404.402.2036.


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Beth Hamilton

GBA Member Profile

Beth Hamilton's Positive Compliance Approach: "Always Close With a Rose"

In the often-challenging job of bank compliance, First National Bank Compliance Officer Beth Hamilton advocates for a positive touch in every interaction with an easy-to-remember philosophy. ”You may have to tell someone they are doing something incorrectly and give them the corrections. So, I always find a way to ‘close with a rose’ to make the email or conversation a positive learning experience,” she said. “I fully believe in lifting people up, training and making sure everyone knows compliance isn’t a bad thing. It protects us, the bank and the customer.” The member of GBA’s Compliance Committee shares about a fun trunk-or-treat giveaway the bank came up with this past Halloween, her early love of numbers, adventures with her family and more in the latest GBA Member Profile.


Related: We have two BSA programs for bank compliance professionals coming up soon. Details below.


Don’t miss out on convenient BSA networking!

Virtual Peer Group Meeting – Nov. 28

Grow your BSA network and connect with your peers. Kristen Stogniew will be back to lead the group discussion with a focus on BSA related risk assessments and client risk scoring. Registrants can submit industry hot topics during the registration process to ensure those topics are covered as well. Get all the details and register here.


But wait… there’s more!

BSA Summit, Jan. 29 – Feb. 1, Peachtree City

You need the right skills and equipment to assess and maintain your bank’s BSA/AML/CFT and OFAC programs. Join us at GBA’s BSA Summit in Peachtree City at the Hilton Conference Center, Jan. 29 - Feb. 1.  Facilitated by Kristen Stogniew, Saltmarsh, Cleaveland and Gund, attendees can expect a deep dive into the world of BSA compliance through a variety of sessions. Register here and strengthen your BSA knowledge and practices.


With questions, contact Aimee Corcoran, 404.420.2035.


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Still Time to Register

Credit Conference - Nov. 30 - Dec. 1, The Westin Buckhead Atlanta

There's still time to register for the 2023 Credit Conference coming up in a couple of weeks. We've got a big crowd already signed up so don't miss this networking opportunity. The conference is hosted annually by GBA’s Credit Committee under the leadership of Michael Tesler, Ameris Bank, and Vice Chair Rebecca Abraham, Signature Bank of Georgia. Get all the details and register here.


We’d like to thank these Associate Members who are showing their support through sponsorship.

  • Platinum Sponsor: Steve H. Powell & Company

  • Silver Sponsors: CRI - Carr Riggs & Ingram CPAs and Advisors, CSRA Business Lending, Mauldin & Jenkins, Point to Point Environmental and Wiplfi LLP.

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Leader Updates

Idalia Help, Fraud, Asset Quality, Polling Data and International Investment

Our series of regular email updates to CEOs, committee members and other key leaders continued this week. Topics included:

  • More Idalia Help: USDA Secretary Tom Vilsack recently expanded the counties eligible for Federal disaster loans through the Farm Service Agency. We shared a map of all primary and adjacent counties now covered.


  • Fraud: We noted the developing DBF fraud survey mentioned above as well as some helpful work being done by members in advance of February’s Ops/Tech Conference.


  • Asset Quality: We shared positive trends in asset quality noted among clients of Steve H. Powell & Company.


  • More Polling: A recent Atlanta Journal-Constitution poll showed President Biden trailing possible Republican nominees Trump and Haley but leading in a match-up with DeSantis. The economy and jobs were the issues top of mind for 98% of respondents.


  • Attracting Investment: We shared a major international publication’s list of top U.S. cities for international investment. Atlanta made the list. Overall, workforce and talent rate as the top priorities in evaluating a city for investment.

If you’d like more information about any of those topics, contact Joe Brannen, 404.420.2026


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2023 BankPAC Campaign Progress, Fair Share Invoices Being Mailed

The 2023 BankPAC campaign is beginning to wind down after a lot of success this year. However, for those banks who have not contributed, you will be receiving a reminder soon asking for your bank to contribute a suggested amount to the GBA StatePAC depending on your asset size as well as individual contributions to the GBA FedPAC. This effort is critical to ensure that our industry’s voice is heard across federal and state levels of government. You can find the campaign materials on GBA’s website where you can easily download contribution forms for the GBA StatePAC and FedPAC and find a link to make an individual contribution online to the FedPAC. Members of the GBA BankPAC Board appreciate your support and will continue to follow up with non-contributors.


Thanks to the directors, officers, and eligible employees of the following banks and companies for contributing to the GBA FedPAC this week:

  • Renasant Bank, Jimmy Wilson, SWGA Region President

  • Oconee State Bank, Watkinsville, Neil Stevens, president & CEO

  • Carr, Riggs & Ingram, LLC, Atlanta, Doug Mims, Partner

  • Georgia Bankers Association, Joe Brannen, president & CEO

With questions, please call GBA’s Elizabeth Chandler at 404.372.7893 or Bo Brannen at 404.731.9886.


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Support GBA StatePAC at Annual Winter Fundraiser Sporting Clays Tournament

Registration is now open for Leadership GBA’s annual Sporting Clays Tournament, Feb 8, 2024, at Old Hudson Plantation in Sparta. If you like to shoot, this is a fun way to spend time with colleagues, enjoy the great outdoors, and support the GBA State PAC*. The tournament is a four-person scramble and proceeds are donated to the StatePAC. Registration includes 100 targets, cart, one mulligan, one entry into Cotton Ball Drop Contest, and lunch. If you don’t have a team put together, that’s okay; go ahead and register and let us know later your teammates later on. Sponsorships are available for shooters and non-shooters alike; click here for sponsorship info. Contact GBA’s Kathy Friestad with questions. 


* The GBA StatePAC contributes only to candidates running for state-level office such as the Georgia General Assembly, the Governor’s office and the Lieutenant Governor’s office.  Contributions can be made from an individual, from bank funds if you are a state chartered bank or from a national bank holding company if the contribution is made from funds other than those resulting from the operations of the national bank.


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GBA Retirement Services Annual 401(k) Training Seminar

The dates for the GBA Retirement Services Annual 401(k) Training Seminar are Dec 5 in Atlanta and Dec. 6 in Macon. HR administrators of banks or companies in the Trust may attend either session at no cost to you! We will cover plan administration, SECURE 2.0 Act, website demos, testing review, compliance updates, overview of investments, financial wellness tools, and review 2024 fee schedules. Is your plan not a part of our Master Trust? We invite you to also come and learn more about our services. Give us a call to find out how our program is helping thousands of Georgia Bankers be fully prepared for retirement. We promise you won’t be disappointed. Have questions? Contact Mandy Richards at 404.420.2025 for more information. Please click here to register for Atlanta or Macon.


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New Webinar

Mastering Power of Attorney in Georgia Webinar – Dec. 14, 10-11:30 a.m.

Join us for an exclusive webinar tailored specifically to Georgia bankers, where we delve into the critical aspects of Georgia’s Power of Attorney laws with attorney John Willis of Nelson Mullins Riley & Scarborough LLP. This webinar is a must-attend event for those with customer service or document review responsibilities within a bank. Get all the details and register here.


With questions, contact Aimee Corcoran, 404.420.2035.


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New Fundamentals Program

Strengthen Banking Knowledge with Understanding Bank Performance Program

Whether your organization is full of seasoned professionals or has a new group of bankers, understanding how the bank makes decisions is vital for every position. We’ve got a new offering that can help. We’ve partnered with our peers at other state associations to bring you a program from the Washington Bankers Association titled Virtual Understanding Bank Performance. Designed to help bankers of all levels understand bank performance, students will:

  • Learn to assess and analyze a bank’s financial performance using real data

  • Become familiar with balance sheets and income statements

  • Learn how to apply key performance metrics to data in those documents.

  • Put skills to work with by concluding with a proforma capstone exercise evaluating Silicon Valley Bank.

Who should participate: Newer employees who need to get up to speed on how the banking industry works and experienced individuals wanting to further their careers.


The eight-part program begins Jan. 10. Get full details and access registration here. With questions, contact David Oliver, 404.420.2036. Register early to secure your place!


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Registration Opening Soon for Jan. 24 Legislative Forum & Reception!

Be sure your January calendar is blocked for GBA’s annual Legislative and Economic Forum & Reception, Wed., Jan. 24 at the Ritz-Carlton Downtown Atlanta. These events are held in honor of members of the Georgia General Assembly as GBA's way of showing the industry's appreciation for these elected official's commitment to our state. Bankers from across Georgia are encouraged to participate in this, the largest one-day event sponsored by the Association. Constitutional Officers, members of the Judiciary, and Georgia's Congressional Delegation also are invited to attend. Registration and the room block at the Ritz-Carlton will open soon for this event, which is hosted by the GBA Public Affairs Committee and Board of Directors. Registration options will include the Forum and Reception ($225/pp), Forum Only ($100/pp) and Reception Only ($170/pp).  We’re excited to announce that political consultant John Ashford, CEO and Chairman of The Hawthorn Group, will be a featured speaker at the forum. Don’t miss Ashford's candid look at the political scene in Georgia and the U.S. in his session, “It’s a BIG Election Year and Georgia is a Swing State.” Watch the GBA website and this bulletin for a registration announcement and developing program details. Contact GBA’s Kathy Friestad with questions.


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Registration now open!

IRA Merry-Go-Round, Feb. 6-7, Macon, MGSU

Registration is now open for our GBA’s annual IRA Merry-Go-Round, Feb. 6-7, 2024, in Macon at Middle Georgia State University. Facilitated by Loni Porta, Director of Education, Convergent Retirement Plan Solutions, anyone even remotely involved in IRAs will benefit from this intensive training.  Whether you are looking to gain basic knowledge of IRAs, raise your comfort level, or sharpen your skills with the most up-to-date rules and regulations, the IRA Merry-Go-Round will cover it all.  Click here for more details and to register. Contact Aimee Corcoran with questions, 404.420.2035.


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Make Plans to Attend 2024 Operations & Technology Conference

Join Georgia bank IT and operations professionals in Savannah Feb. 28 - March 1 at The DeSoto, Savannah, hosted annually by GBA’s Operations & Technology Committee under the leadership of Chair, Shan Venable, Altamaha Bank and Trust Company, Vidalia, and Vice Chair, Mindy Green, Citizens Community Bank, Hahira. Sessions will include:

  • Fraud Mitigation

  • Succession Planning

  • Leverage Your Next Core Contract Negotiation, David Saylor, Genesys Technology Group, LLC  

  • Phishing Protection Securing Azure AD with Conditional Access Policies, Eric Delgado, Safe Systems

  • Conversational AI and How to Leverage the Prompt

  • Evolving Expectations – The Next Digital Wave, Matt Herren, CSI.

Click here for all the information and to access registration.


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Compliance Alliance Question of The Week


Question: We read that the FDIC recently proposed rules that would remove restrictions on hiring candidates with criminal histories. What should we be considering regarding these new proposed changes?


Answer:  As you mention, the FDIC recently proposed amendments to its regulations concerning section 19 of the Federal Deposit Insurance Act (FDIA) in light of another law enacted at the end of 2022—the Fair Hiring in Banking Act (FHBA). In part, the FHBA lifted some restrictions on banks hiring candidates with criminal histories. Specifically, it excluded or exempted certain categories of criminal offenses, including certain older offenses, offenses by individuals aged 21 or younger, and "certain lesser offenses."


However, these proposed revisions are at least in part just the "FDIC's interpretation of section 19 in light of the FHBA." In other words, while the FDIC can propose revisions to its own regulations, only the U.S. Congress can amend the actual law outlined in Section 19 of the FDIA.


Further, it's imperative that the bank also review its insurance policies with its insurance provider as necessary. While changes to the regulations may grant the bank more flexibility in hiring, these same practices may still be excluded from coverage by insurance companies as a matter of agreement. In other words, an insurance company could deny a claim or even refuse to issue a bond, even if the law or regulations would otherwise allow it.


Subscribe to Compliance Alliance's email newsletters for timely compliance updates and resources. Sign up for one of the live Compliance Alliance demos on Tuesday and Thursday afternoons to learn more.

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Registration now open!

HR Professionals Institute, Jekyll Island, March 20 - 22, 2024

Registration is now open for GBA’s annual HR Professionals Institute. Planned by GBA’s Human Resources Committee, Lance Whitley, Colony Bank, chair, the institute is the premier in-person learning experience for Georgia bank human resources professionals. Attendees will gain invaluable insights, strategies, and tools needed to excel in their careers. Get all the details and register here. With questions, contact Aimee Corcoran, 404.420.2035.


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Registration now open!

Marketing Conference and The Power of Video Workshop, Jekyll Island, March 20 - 22, 2024

Your program, your choice! Planned by GBA’s Marketing Committee, Haley Barnes, BankSouth Mortgage, chair, the GBA Marketing Conference has two components. Our pre-conference workshop, presented by Ken Fehner, Owner of The Social Gloo, will equip attendees with the knowledge and tools needed to create compelling videos for social media posts. The traditional conference follows with programming covering the full spectrum of skills, best practices, latest trends, and good ideas for practitioners. Attendees have the option to register for both workshop and conference, conference only, or workshop only. Get all the details and register here. With questions, contact Aimee Corcoran, 404.420.2035.


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Andy Keusal

Commercial Lending Training – Zoom Webinars


Breaking into Banking 101 – Fundamentals of Commercial Banking, Thursday, Feb. 22

Commercial banking can be intimidating because of its complexity and the risk-oriented nature of the work. This course is a clear and thorough introduction to the key concepts, terminology, and processes involved in credit and lending. It doesn’t assume much prior knowledge of the topic, so it’s ideal for those in their first year in the industry. Learners will walk away with a clear understanding of their job and how their specific role fits into the bank’s overall profitability goals. Click here to register.


Breaking into Banking 201 – Analyzing Repayment Sources, Wednesday, March 27

This 9-module online course is a “sequel” to the 101 course and is best taken after completion of that course, though it is not a prerequisite. The 201 course includes a case study and dives deeper into topics covered in modules 4, 6, and 8 of the 101 course: analyzing a borrower’s balance sheet, income statement, collateral, and risk ratings. Click here to register.


Both are presented by Andy Keusal, Keusal Learning. These online courses will be held by Zoom from 9:30 a.m.-5 p.m. EDT. The recording will be available to registered participants for one month after the live training.


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Enroll Now for 2024 Georgia Banking School, April 28 - May 3

Online enrollment is now available for the 2024 session of the Georgia Banking School, which will be April 28 - May 3 in at the University of Georgia Center for Continuing Education and Hotel in Athens. For more than 60 years, the school has developed generations of Georgia bank leaders who shape the industry in our state. It offers everything you want and expect from an investment in banker education, specifically preparing the next generation of bank leaders, building the pool of management-level talent in your bank, and connecting students to the most knowledgeable industry experts and a community of fellow bankers. The Georgia Banking School Board, led by Darron Burnette of Synovus, has been hard at work reviewing the curriculum and planning next year’s session.


Georgia Banking School Details and Enrollment Access Here


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Save the date!

Spring Programming at Middle Georgia State University in Macon

Save the date for our spring programs. Connect with your peers and gain the tools and expertise needed to excel in your role.

  • GBA’s Compliance Peer Group will meet on March 5. Attendees will discuss the industry’s latest hot topics and learn best practices to strengthen their bank’s compliance management program


  • Shannon Fortson of Pinnacle Bank will present the Personal Cash Flow Seminar March 5. Through a combination of lecture and casework, participants will learn how to calculate sources and uses of personal cash flow


  • Fortson will be back on March 6 to present the fan-favorite Loan Documentation Seminar. Learn what’s needed to prevent loan losses through the implementation of proper loan structuring and documentation techniques


  • Get the hands-on analysis training you need to determine a borrower’s capacity to repay a loan at the Business Cash Flow Seminar, March 7 with Peter Faser, a faculty member of the Georgia Banking School.

With questions, contact Aimee Corcoran, 404.420.2035.


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What Banks Can Learn from Amazon Prime

By Mike Branton of GBA Partner StrategyCorps


Building a fair exchange of value in a subscriber-first ecosystem is a winner for consumers and Amazon. If there’s one program that stands well above all others as the greatest marriage of a digital retail product selling platform and value-based subscription pricing, it is Amazon Prime. What does this mean for banks? For years, banks have provided consumers and small businesses with checking accounts and tremendous intrinsic value. This intrinsic value has increased over time, most recently with digital banking and payment systems. With so much value in these services and increasing customer access and usage, there is a great opportunity for banks to offer subscriptions to these services and products. Read more here and visit to learn more about their valuable checking program. Mike Branton is a financial expert and partner at StrategyCorps. You can connect with him at


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No Travel Necessary, No Time Away from the Bank

A Full Harvest of Fundamentals Training for New Bankers

If you’ve got team members new to banking or just entering the workforce, we’ve got a host of good online training resources to help get them up to speed. There are more than 100 Banking Foundations courses and nine certificate programs available for:

  • Tellers

  • Branch Managers

  • Universal Bankers and Customer Service Representatives

  • Small Business Bankers

  • Early Career Lenders and many others.

Check out the full Banking Foundations catalog here, which includes information about signing up. With questions, contact Alison Moreau, 404.420.2034.


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Information Security Risk Assessment 101, Wire Transfers: Staying Compliant and Avoiding Fraud Loss, Most Common TRID Issues and More

Here’s a sampling of upcoming webinars. 

Want to see the full webinar schedule? Check out our webinar calendar for a full list of upcoming webinars.


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Recruit, Retain and Develop the Best Bankers with GBA Career Solutions


GBA Job Bank

GBA will post open positions, free of charge, for GBA members. See the open positions in Georgia here. We will also post professional summaries for bank-job seekers on our Bankers Available page. To make the process easy and answer any questions, we've developed this Q&A. Please contact Katina Prokos, 404.420.2021.


Why Do People Choose Careers in Banking?

Whatever their talents, interests and educational background, there is a career in banking for them. Here are few good reasons to share with folks you know.


Save Big in Q4 with GBA Partner BankTalentHQ

Navigating the challenges of talent acquisition and retention is a daily task for banks. Beginning Oct. 1, bank employers can take advantage of 20% off a single 30-day job posting package with GBA partner BankTalentHQ. See the promo offer below for more information. Why post with BankTalentHQ?

  • Tailored Audience: The platform caters specifically to banking professionals, ensuring that your job post reaches the right people.

  • High Visibility: Partnering with 40 state banking associations across the country and the American Bankers Association, BankTalentHQ works collaboratively to promote your postings and attract talent to the industry.

  • Easy-to-use: With its user-friendly platform, posting a job and tracking applicants is easy.

To redeem your savings, visit, create an employer profile, and enter the code SAVE20BTHQ at checkout. Or, if you would like to set up a meeting with a member of the BankTalentHQ team to learn more, please email




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GBA Community Connections

We want to share all the good work GBA member banks, bankers, Associate Members and Bank Counsel Section members do to support their communities. Read all about the Community Connections our banks and members have below. Share your Community Connections by sending a brief paragraph and any photos of activities you have to us and we'll publish them at our earliest opportunity. Send information to Katina Prokos,, and David Oliver,, or if your company would like to sponsor this content, let us know. Here's our latest installment:


Alpharetta - The First Bank

In October, the bank hosted free community shredding events at its branches to help protect the environment and personal information. By securely shredding documents such as old tax returns and credit card receipts, over 14,000 pounds of paper were recycled and more than 200 trees were saved.


Bainbridge - First Port City Bank

The bank was a presenting sponsor for the Memorial Hospital Foundation Golf Tournament raising funds for needed equipment and expansion.


Bremen - American Commerce Bank, N.A.

The bank’s Bremen office is collecting food for the Community Christian Council through Monday, Nov. 20, as part of its Thanksgiving food drive for those in need.


Cherry Log - United Community Bank

The bank recently made a donation to the Craddock Center, Inc., an organization that provides essential resources like food, housing, and life-enhancing programs in healthcare, job training and the arts.


Claxton - Tippins Bank

The bank is participating in the 16th Annual Festival of Trees at Claxton City Hall. The trees will be on display Nov. 17 - Jan. 1.


Cordele - Planters First Bank

The bank held a fundraising campaign for Breast Cancer Awareness Month and donated to local programs that make an impact in the bank’s communities.


Fort Valley - SunMark Community Bank

The bank recently hosted its annual Scholarship Throw Competition at Peach County High School. Atiana Gilcrist where she received a $500 scholarship and Sherlyn Sanchez received a $250 scholarship.


Hephzibah - Queensborough National Bank & Trust Company

The bank’s Tobacco Road branch distributed treats to thank veterans for Veterans Day.


Milledgeville - Century Bank and Trust

The bank is giving free coffee from The Morning Grind to first responders at its downtown location on Nov. 17.


Savannah - TC Federal Bank

The bank’s Savannah team recently sponsored the Savannah United Adidas Cup.


Sparta - BankSouth

The bank sponsored the Elks Turkey Shoot at Old Hudson Plantation earlier this month. Participants of all ages shot at paper targets in an attempt to win a turkey for Thanksgiving dinner.


Thomasville - TC Federal Bank

Bank team members Cindy Weier and Cassidy Hernandez recently visited Macintyre Park Middle School to share smart money management tips.



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GBA Newsmakers


Atlanta - Ameris Bank

Marsha Melhado-Powell, FCA, CFE, CAMS, has joined the bank as senior vice president and senior audit manager.


Atlanta - BankSouth Mortgage

VP, Senior Loan Officer Keith Spain and Senior Mortgage Banker Shannon Bradshaw were named to Atlanta Agent magazine's 2023 "Who's Who in Atlanta Residential Real Estate."


Atlanta - Georgia Banking Company

The bank recently hosted a grand opening event for its new Garden Hills branch at 2827 Peachtree Rd. NE, Suite 100 in Atlanta.


Atlanta - Hyperion Bank

Bank CEO and Chairman Charlie Crawford was recently recognized with the Harvey Brightman Part-Time Instructor Teaching Award at Georgia State University - J. Mack Robinson College of Business Fall 2023 faculty meeting. He is in his third academic year teaching “Scaling a New Venture” in The Entrepreneurship and Innovation Institute at Georgia State University.


Birmingham, AL - Renasant Bank

Bart Singleton has joined the bank as Chief Revenue Officer.


Charlotte, NC - Truist

Truist Vice Chair Beau Cummins has assumed the role of Chief Operating Officer, effective Nov. 14. Dontá Wilson has been promoted to Chief Consumer & Small Business Banking Officer. Kristin Lesher has joined the bank as Chief Wholesale Banking Officer. Read more here.


Fitzgerald - Colony Bank

Brittany Mullis has been promoted to vice president and director of loan operations. Read more here. Bethany Tyler has been promoted to vice president and director of bank support. Read more here.


Louisville - Queensborough National Bank & Trust Company, Inc.

Troy Breitmann has been promoted to first vice president, regional trust & fiduciary manager. Read more here.


Statesboro - Renasant Bank

Jason Franklin has been appointed to Renasant Bank’s Statesboro Advisory Board. He is the owner and president of Franklin Signature Homes, FNT Investments and co-owner of Bull and Barrel Steakhouse.


Bloomington, MN - United Bankers’ Bank

Jason Pruitt has joined the bank team as vice president, Correspondent Banking Officer. He will partner with fellow UBB Correspondent Banking Officer Trey Moore in Georgia. Read more here.



Marsha Melhado Keith Spain Shannon Bradshaw Georgia Banking Company Charlie Crawford



Bart Singleton Brittany Mullis Bethany Tyler Troy Breitmann Jason Franklin Jason Pruitt



Read All About It: Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's Katina Prokos.

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